$2.25B
+3.6%y/y
Percentile by value58th percentileby value
FDIC
ASSETWB
WaterStone Bank, SSB
Wauwatosa, WisconsinFDIC Cert #28513
STATEEstablished 192116 branches
Holding company: WATERSTONE FINANCIAL INCRegulator: FDIC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $2.2B | $1.31B |
| Q3 2021 | $2.23B | $1.33B |
| Q4 2021 | $2.21B | $1.33B |
| Q1 2022 | $2B | $1.27B |
| Q2 2022 | $1.93B | $1.29B |
| Q3 2022 | $1.97B | $1.27B |
| Q4 2022 | $2.03B | $1.28B |
| Q1 2023 | $2.11B | $1.25B |
| Q2 2023 | $2.23B | $1.25B |
| Q3 2023 | $2.22B | $1.27B |
| Q4 2023 | $2.21B | $1.25B |
| Q1 2024 | $2.23B | $1.24B |
| Q2 2024 | $2.29B | $1.27B |
| Q3 2024 | $2.24B | $1.31B |
| Q4 2024 | $2.21B | $1.4B |
| Q1 2025 | $2.17B | $1.41B |
| Q2 2025 | $2.26B | $1.43B |
| Q3 2025 | $2.27B | $1.43B |
| Q4 2025 | $2.26B | $1.48B |
| Q1 2026 | $2.25B | $1.47B |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$1.47B
+3.6%y/y
Percentile by value50th percentileby value
FDIC
DEP$1.83B
+2.7%y/y
Percentile by value64th percentileby value
FDIC
LNLSGR$1.81B
+2.8%y/y
Percentile by value64th percentileby value
FDIC
LNLSNET$237M
+11.0%y/y
Percentile by value44th percentileby value
FDIC
SC$44.4M
+3.1%y/y
Percentile by value26th percentileby value
FDIC
CHBAL$1.91B
+3.7%y/y
Percentile by value57th percentileby value
FDIC
LIAB$339M
+3.1%y/y
Peer standing68th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$35.7M
+20.9%y/y
Peer standing77th percentile
FDIC
NIM + NONII$15.6M
+20.6%y/y
Peer standing56th percentile
FDIC
NIM$20.1M
+21.1%y/y
Peer standing92nd percentile
FDIC
NONII$264K
+147.3%y/y
Percentile by value53rd percentileby value
FDIC
ELNATR$7.52M
+95.2%y/y
Peer standing66th percentile
FDIC
PTAXNETINC$5.97M
+98.1%y/y
Peer standing67th percentile
FDIC
NETINC