$7.31B
+3.6%y/y
Percentile by value10th percentileby value
FDIC
LNLSGRWT
Washington Trust Bank
Spokane, WashingtonFDIC Cert #1281
STATEEstablished 190245 branches
Holding company: W T B FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $1.04B |
| Investor CRE | $1.22B |
| Multifamily | $434M |
| Construction | $761M |
| 1–4 family | $1.85B |
| C&I | $1.42B |
| Agriculture | $248M |
| Other | $348M |
Loan book
Reported balances and balance-sheet intensity.
$7.16B
+3.6%y/y
Percentile by value10th percentileby value
FDIC
LNLSNET+3.64%
−50.7%y/y
Percentile by value28th percentileby value
FDIC
LNLSNET80.8%
+1.9%y/y
Percentile by value38th percentileby value
FDIC
LNLSNET + DEP66.9%
+3.7%y/y
Percentile by value36th percentileby value
FDIC
LNLSNET + ASSET78.31%
+2.1%y/y
Percentile by value62nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
215%
−0.4%y/y
Percentile by value51st percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC68%
+4.6%y/y
Percentile by value83rd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,668points
−0.3%y/y
Peer standing56th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD14.23%
+4.6%y/y
Percentile by value74th percentileby value
FDIC
LNRENROW + LNLSGR16.61%
−3.5%y/y
Percentile by value47th percentileby value
FDIC
LNRENROT + LNLSGR19.44%
−2.3%y/y
Percentile by value74th percentileby value
FDIC
LNCI + LNLSGR