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BDI
WF

Warsaw Federal Savings and Loan Association

Cincinnati, OhioFDIC Cert #28217

OCCEstablished 18931 branch

Holding company: FIRST MUTUAL HOLDING CORegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$1.06M
Investor CRE$2.39M
Multifamily$3.21M
Construction$1.43M
1–4 family$69.9M
C&I$613K
Agriculture$0
Other$60K

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$78.7M
+2.0%y/y
Percentile by value22nd percentileby value
Peer standing in asset:100m_300m
FDICLNLSGR
Net loans
$78.2M
+2.0%y/y
Percentile by value22nd percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
Loans YoY
+2.02%
+130.5%y/y
Percentile by value31st percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
L/D
111.2%
−6.1%y/y
Percentile by value97th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + DEP
Loans/assets
78.0%
−4.2%y/y
Percentile by value83rd percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + ASSET
RE loans %
99.58%
+1.0%y/y
Percentile by value91st percentileby value
Peer standing in asset:100m_300m
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
55%
−49.7%y/y
Percentile by value33rd percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
11%
−81.6%y/y
Percentile by value28th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
7,928points
+11.6%y/y
Peer standing2nd percentile
Peer standing in asset:100m_300m
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
1.35%
+54.4%y/y
Percentile by value13th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROW + LNLSGR
Investor CRE %
3.04%
−18.3%y/y
Percentile by value25th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROT + LNLSGR
C&I %
0.78%
−54.8%y/y
Percentile by value6th percentileby value
Peer standing in asset:100m_300m
FDICLNCI + LNLSGR