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BDI
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Valley State Bank

Russellville, AlabamaFDIC Cert #26021

STATEEstablished 19853 branches

Holding company: VALLEY BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$144M$120M
Q3 2021$148M$124M
Q4 2021$147M$122M
Q1 2022$148M$125M
Q2 2022$152M$131M
Q3 2022$148M$127M
Q4 2022$146M$124M
Q1 2023$152M$129M
Q2 2023$150M$127M
Q3 2023$151M$128M
Q4 2023$152M$128M
Q1 2024$147M$122M
Q2 2024$148M$123M
Q3 2024$147M$120M
Q4 2024$150M$123M
Q1 2025$148M$121M
Q2 2025$149M$121M
Q3 2025$158M$129M
Q4 2025$165M$135M
Q1 2026$172M$142M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$172M
+16.2%y/y
Percentile by value42nd percentileby value
Peer standing in ubpr:primary:6
FDICASSET
Deposits
$142M
+17.7%y/y
Percentile by value38th percentileby value
Peer standing in ubpr:primary:6
FDICDEP
Gross loans
$87.5M
+7.0%y/y
Percentile by value30th percentileby value
Peer standing in ubpr:primary:6
FDICLNLSGR
Net loans
$85.5M
+7.2%y/y
Percentile by value29th percentileby value
Peer standing in ubpr:primary:6
FDICLNLSNET
Securities
$66.3M
+36.8%y/y
Percentile by value82nd percentileby value
Peer standing in ubpr:primary:6
FDICSC
Cash
$15.9M
+6.1%y/y
Percentile by value56th percentileby value
Peer standing in ubpr:primary:6
FDICCHBAL
Liabilities
$143M
+18.2%y/y
Percentile by value37th percentileby value
Peer standing in ubpr:primary:6
FDICLIAB
Equity
$28.7M
+7.4%y/y
Peer standing84th percentile
Peer standing in ubpr:primary:6
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$1.67M
+12.2%y/y
Peer standing39th percentile
Peer standing in ubpr:primary:6
FDICNIM + NONII
NII
$1.57M
+12.4%y/y
Peer standing43rd percentile
Peer standing in ubpr:primary:6
FDICNIM
Noninterest income
$102K
+9.7%y/y
Peer standing31st percentile
Peer standing in ubpr:primary:6
FDICNONII
Provision
$0
−100.0%y/y
Percentile by value6th percentileby value
Peer standing in ubpr:primary:6
FDICELNATR
Pretax income
$740K
+52.9%y/y
Peer standing60th percentile
Peer standing in ubpr:primary:6
FDICPTAXNETINC
Net income
$574K
+49.1%y/y
Peer standing53rd percentile
Peer standing in ubpr:primary:6
FDICNETINC