Skip to main content
BDI
VB

Vallant Bank

Elberton, GeorgiaFDIC Cert #14065

STATEEstablished 193426 branches

Holding company: VALLANT FINANCIAL INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.66B$1.48B
Q3 2021$1.67B$1.48B
Q4 2021$2.01B$1.8B
Q1 2022$2.06B$1.87B
Q2 2022$2.04B$1.86B
Q3 2022$2.02B$1.85B
Q4 2022$2.04B$1.86B
Q1 2023$2.05B$1.84B
Q2 2023$2.04B$1.8B
Q3 2023$2.08B$1.84B
Q4 2023$2.12B$1.87B
Q1 2024$2.17B$1.92B
Q2 2024$2.16B$1.93B
Q3 2024$2.13B$1.89B
Q4 2024$2.19B$1.98B
Q1 2025$2.26B$2.04B
Q2 2025$2.26B$2.03B
Q3 2025$2.23B$2B
Q4 2025$2.27B$2.02B
Q1 2026$2.35B$2.09B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$2.35B
+3.7%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$2.09B
+2.7%y/y
Percentile by value87th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.75B
+10.8%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.73B
+10.9%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$378M
+1.7%y/y
Percentile by value75th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$87.3M
−54.6%y/y
Percentile by value42nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$2.12B
+2.9%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$225M
+12.2%y/y
Peer standing77th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$29.6M
+13.0%y/y
Peer standing91st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$23.6M
+13.5%y/y
Peer standing90th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$6.03M
+11.1%y/y
Peer standing90th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$600K
+33.3%y/y
Percentile by value67th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$8.76M
+6.5%y/y
Peer standing79th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$6.79M
+5.6%y/y
Peer standing74th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC