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BDI
UM

United Mississippi Bank

Natchez, MississippiFDIC Cert #21083

STATEEstablished 197313 branches

Holding company: SOUTHWEST SECURITY INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$419M$374M
Q3 2021$419M$372M
Q4 2021$431M$386M
Q1 2022$435M$392M
Q2 2022$471M$420M
Q3 2022$442M$386M
Q4 2022$459M$380M
Q1 2023$456M$394M
Q2 2023$459M$355M
Q3 2023$452M$353M
Q4 2023$444M$353M
Q1 2024$454M$364M
Q2 2024$452M$364M
Q3 2024$477M$387M
Q4 2024$494M$390M
Q1 2025$546M$482M
Q2 2025$546M$479M
Q3 2025$577M$492M
Q4 2025$555M$480M
Q1 2026$563M$485M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$563M
+3.1%y/y
Percentile by value58th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$485M
+0.7%y/y
Percentile by value59th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$415M
+14.8%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$412M
+14.8%y/y
Percentile by value65th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$96M
−10.3%y/y
Percentile by value54th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$24.3M
−53.1%y/y
Percentile by value38th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$500M
+2.5%y/y
Percentile by value58th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$62.8M
+8.8%y/y
Peer standing64th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$7.24M
+11.9%y/y
Peer standing73rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$5.99M
+14.2%y/y
Peer standing71st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$1.25M
+2.4%y/y
Peer standing84th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$90K
0.0%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$1.59M
+9.7%y/y
Peer standing38th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$1.59M
+9.7%y/y
Peer standing49th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC