Skip to main content
BDI
UB

United Bank

Atmore, AlabamaFDIC Cert #58

STATEEstablished 190420 branches

Holding company: UNITED BCORP OF ALABAMA INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.01B$905M
Q3 2021$1.01B$900M
Q4 2021$977M$868M
Q1 2022$1.06B$954M
Q2 2022$1.11B$1.01B
Q3 2022$1.2B$1.11B
Q4 2022$1.19B$1.07B
Q1 2023$1.11B$987M
Q2 2023$1.15B$1.02B
Q3 2023$1.16B$1.01B
Q4 2023$1.18B$1B
Q1 2024$1.19B$1.01B
Q2 2024$1.18B$1.01B
Q3 2024$1.37B$1.15B
Q4 2024$1.39B$1.17B
Q1 2025$1.39B$1.16B
Q2 2025$1.42B$1.18B
Q3 2025$1.42B$1.18B
Q4 2025$1.45B$1.19B
Q1 2026$1.45B$1.2B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.45B
+4.2%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.2B
+3.5%y/y
Percentile by value42nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$904M
+2.2%y/y
Percentile by value33rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$892M
+2.5%y/y
Percentile by value33rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$303M
+6.2%y/y
Percentile by value62nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$121M
−13.1%y/y
Percentile by value60th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.24B
+3.1%y/y
Percentile by value39th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$216M
+11.1%y/y
Peer standing75th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$16.8M
−3.8%y/y
Peer standing55th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$14.3M
−2.6%y/y
Peer standing57th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$2.56M
−9.5%y/y
Peer standing60th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$625K
−68.8%y/y
Percentile by value70th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$5.22M
−12.9%y/y
Peer standing40th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$4.09M
−12.1%y/y
Peer standing37th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC