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BDI
UB

Union Bank and Trust Company

Minneapolis, MinnesotaFDIC Cert #22242

STATEEstablished 19761 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.00%
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
3.66%
−34.2%y/y
Peer standing3rd percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
3.66%
−34.2%y/y
Peer standing4th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
2.82%
−15.5%y/y
Peer standing3rd percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$6.51M
+7.1%y/y
Peer standing2nd percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
Peer standing74th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
$0
Peer standing74th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
2.01%
+8.3%y/y
Percentile by value93rd percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$0
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$3.97M
−34.8%y/y
Peer standing4th percentile
Peer standing in asset:100m_300m
FDICNAASSET