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Ultima Bank Minnesota

Winger, MinnesotaFDIC Cert #8867

STATEEstablished 19046 branches

Holding company: FINANCIAL SERVICES WINGER INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.29%
+76.4%y/y
Peer standing19th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.05%
Peer standing25th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.14%
+83.7%y/y
Peer standing66th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.18%
+143.3%y/y
Peer standing68th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.17%
+145.1%y/y
Peer standing64th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$551K
+158.7%y/y
Peer standing72nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.00%
Peer standing76th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
−$1K
Peer standing77th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.93%
+1.0%y/y
Percentile by value17th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$3.85M
+87.5%y/y
Peer standing23rd percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$135K
Peer standing26th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$416K
+95.3%y/y
Peer standing68th percentile
Peer standing in asset:300m_1b
FDICNAASSET