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BDI
TC

Tri Counties Bank

Chico, CaliforniaFDIC Cert #21943

STATEEstablished 197577 branches

Holding company: TRICO BANCSHARESRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.26%
+41.0%y/y
Peer standing68th percentile
Peer standing in ubpr:primary:2
FDICP3ASSET + LNLSGR
90+ %
0.00%
+23.9%y/y
Peer standing68th percentile
Peer standing in ubpr:primary:2
FDICP9ASSET + LNLSGR
Nonaccrual %
0.98%
+22.2%y/y
Peer standing16th percentile
Peer standing in ubpr:primary:2
FDICNAASSET + LNLSGR
Noncurrent %
0.98%
+22.2%y/y
Peer standing25th percentile
Peer standing in ubpr:primary:2
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.77%
+31.1%y/y
Peer standing26th percentile
Peer standing in ubpr:primary:2
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$76.4M
+32.8%y/y
Peer standing69th percentile
Peer standing in ubpr:primary:2
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.05%
+294.6%y/y
Peer standing74th percentile
Peer standing in ubpr:primary:2
FDICNTLNLS + LNLSGR
NCO
$793K
+301.3%y/y
Peer standing83rd percentile
Peer standing in ubpr:primary:2
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.81%
−3.9%y/y
Percentile by value91st percentileby value
Peer standing in ubpr:primary:2
FDICLNATRES + LNLSGR
30–89
$18.1M
+46.1%y/y
Peer standing85th percentile
Peer standing in ubpr:primary:2
FDICP3ASSET
90+
$185K
+28.5%y/y
Peer standing67th percentile
Peer standing in ubpr:primary:2
FDICP9ASSET
Nonaccrual
$69.3M
+26.6%y/y
Peer standing62nd percentile
Peer standing in ubpr:primary:2
FDICNAASSET