Skip to main content
BDI
TB

Town Bank, National Association

Hartland, WisconsinFDIC Cert #34717

OCCEstablished 199826 branches

Holding company: WINTRUST FINANCIAL CORPRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.38%
−7.3%y/y
Peer standing45th percentile
Peer standing in ubpr:primary:3
FDICP3ASSET + LNLSGR
90+ %
0.01%
−72.1%y/y
Peer standing39th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + LNLSGR
Nonaccrual %
0.16%
−37.8%y/y
Peer standing86th percentile
Peer standing in ubpr:primary:3
FDICNAASSET + LNLSGR
Noncurrent %
0.18%
−42.9%y/y
Peer standing87th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.16%
−30.4%y/y
Peer standing83rd percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$7.13M
−26.1%y/y
Peer standing86th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.08%
+570.3%y/y
Peer standing46th percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + LNLSGR
NCO
$650K
+647.1%y/y
Peer standing46th percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.59%
−8.0%y/y
Percentile by value5th percentileby value
Peer standing in ubpr:primary:3
FDICLNATRES + LNLSGR
30–89
$13M
−0.1%y/y
Peer standing49th percentile
Peer standing in ubpr:primary:3
FDICP3ASSET
90+
$428K
−69.9%y/y
Peer standing39th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET
Nonaccrual
$5.51M
−33.0%y/y
Peer standing84th percentile
Peer standing in ubpr:primary:3
FDICNAASSET