Skip to main content
BDI
SB

The State Bank and Trust Company

Defiance, OhioFDIC Cert #13339

STATEEstablished 190229 branches

Holding company: SB FINANCIAL GROUP INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.31B$1.11B
Q3 2021$1.32B$1.13B
Q4 2021$1.32B$1.14B
Q1 2022$1.32B$1.15B
Q2 2022$1.28B$1.08B
Q3 2022$1.29B$1.09B
Q4 2022$1.33B$1.1B
Q1 2023$1.33B$1.12B
Q2 2023$1.33B$1.08B
Q3 2023$1.32B$1.09B
Q4 2023$1.34B$1.09B
Q1 2024$1.33B$1.12B
Q2 2024$1.33B$1.12B
Q3 2024$1.39B$1.17B
Q4 2024$1.37B$1.16B
Q1 2025$1.49B$1.28B
Q2 2025$1.48B$1.25B
Q3 2025$1.49B$1.27B
Q4 2025$1.54B$1.32B
Q1 2026$1.6B$1.38B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.6B
+7.1%y/y
Percentile by value54th percentileby value
Peer standing in ubpr:primary:4
FDICASSET
Deposits
$1.38B
+8.1%y/y
Percentile by value56th percentileby value
Peer standing in ubpr:primary:4
FDICDEP
Gross loans
$1.19B
+8.8%y/y
Percentile by value59th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$1.17B
+8.8%y/y
Percentile by value58th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Securities
$184M
−7.6%y/y
Percentile by value35th percentileby value
Peer standing in ubpr:primary:4
FDICSC
Cash
$125M
+19.9%y/y
Percentile by value61st percentileby value
Peer standing in ubpr:primary:4
FDICCHBAL
Liabilities
$1.44B
+6.9%y/y
Percentile by value55th percentileby value
Peer standing in ubpr:primary:4
FDICLIAB
Equity
$161M
+8.4%y/y
Peer standing50th percentile
Peer standing in ubpr:primary:4
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$17.4M
+13.2%y/y
Peer standing58th percentile
Peer standing in ubpr:primary:4
FDICNIM + NONII
NII
$13M
+12.3%y/y
Peer standing48th percentile
Peer standing in ubpr:primary:4
FDICNIM
Noninterest income
$4.36M
+16.0%y/y
Peer standing81st percentile
Peer standing in ubpr:primary:4
FDICNONII
Provision
$214K
−44.7%y/y
Percentile by value40th percentileby value
Peer standing in ubpr:primary:4
FDICELNATR
Pretax income
$5.83M
+55.1%y/y
Peer standing49th percentile
Peer standing in ubpr:primary:4
FDICPTAXNETINC
Net income
$4.66M
+53.7%y/y
Peer standing44th percentile
Peer standing in ubpr:primary:4
FDICNETINC