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BDI
OV

The Ohio Valley Bank Company

Gallipolis, OhioFDIC Cert #384

STATEEstablished 187216 branches

Holding company: OHIO VALLEY BANC CORPRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.13%
+33.3%y/y
Peer standing14th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET + LNLSGR
90+ %
0.09%
+214.9%y/y
Peer standing16th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + LNLSGR
Nonaccrual %
1.55%
+245.4%y/y
Peer standing13th percentile
Peer standing in ubpr:primary:4
FDICNAASSET + LNLSGR
Noncurrent %
1.64%
+243.5%y/y
Peer standing13th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.19%
+260.9%y/y
Peer standing16th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$19.8M
+300.4%y/y
Peer standing15th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.08%
−48.9%y/y
Peer standing27th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + LNLSGR
NCO
$235K
−43.9%y/y
Peer standing27th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.05%
+9.4%y/y
Percentile by value29th percentileby value
Peer standing in ubpr:primary:4
FDICLNATRES + LNLSGR
30–89
$13.6M
+55.3%y/y
Peer standing15th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET
90+
$1.12M
+267.0%y/y
Peer standing16th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET
Nonaccrual
$18.6M
+302.6%y/y
Peer standing13th percentile
Peer standing in ubpr:primary:4
FDICNAASSET