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BDI
CB

The National Capital Bank of Washington

Washington, District Of ColumbiaFDIC Cert #2093

OCCEstablished 18894 branches

Holding company: NATIONAL CAPITAL BCORP INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + LNLSGR
Nonaccrual %
2.24%
+180.0%y/y
Peer standing8th percentile
Peer standing in ubpr:primary:5
FDICNAASSET + LNLSGR
Noncurrent %
2.24%
+180.0%y/y
Peer standing9th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.62%
+177.7%y/y
Peer standing10th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$11.9M
+184.9%y/y
Peer standing6th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
1.70%
Peer standing1st percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + LNLSGR
NCO
$2.25M
Peer standing1st percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.16%
−2.7%y/y
Percentile by value40th percentileby value
Peer standing in ubpr:primary:5
FDICLNATRES + LNLSGR
30–89
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET
Nonaccrual
$11.9M
+184.9%y/y
Peer standing4th percentile
Peer standing in ubpr:primary:5
FDICNAASSET