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BDI
LS

The Lytle State Bank of Lytle, Texas

Lytle, TexasFDIC Cert #15501

STATEEstablished 19101 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
10.04%
+32.3%y/y
Peer standing0th percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.12%
−26.1%y/y
Peer standing61st percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
0.12%
−51.0%y/y
Peer standing69th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.04%
−54.2%y/y
Peer standing75th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$50K
−53.3%y/y
Peer standing78th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.35%
−47.5%y/y
Peer standing7th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
$38K
−48.6%y/y
Peer standing13th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.90%
+8.9%y/y
Percentile by value18th percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$4.3M
+26.0%y/y
Peer standing4th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$50K
−29.6%y/y
Peer standing68th percentile
Peer standing in asset:100m_300m
FDICNAASSET