$79.4M
+7.4%y/y
Percentile by value72nd percentileby value
FDIC
ASSETHS
The Howard State Bank, Howard, Kansas
Howard, KansasFDIC Cert #4693
STATEEstablished 18774 branches
Holding company: ELK COUNTY BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $63.9M | $56.7M |
| Q3 2021 | $63.8M | $56.7M |
| Q4 2021 | $84.3M | $77.3M |
| Q1 2022 | $78M | $73.4M |
| Q2 2022 | $81.3M | $78.1M |
| Q3 2022 | $80.2M | $78.1M |
| Q4 2022 | $81.9M | $78.9M |
| Q1 2023 | $76.4M | $72.6M |
| Q2 2023 | $72.5M | $68.4M |
| Q3 2023 | $69.5M | $66.5M |
| Q4 2023 | $79.4M | $74.9M |
| Q1 2024 | $72.1M | $67.2M |
| Q2 2024 | $71.5M | $65M |
| Q3 2024 | $68.8M | $63.1M |
| Q4 2024 | $74.6M | $69.1M |
| Q1 2025 | $73.9M | $68M |
| Q2 2025 | $74.5M | $68.6M |
| Q3 2025 | $77.2M | $70.4M |
| Q4 2025 | $85.9M | $78.9M |
| Q1 2026 | $79.4M | $70.8M |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$70.8M
+4.2%y/y
Percentile by value78th percentileby value
FDIC
DEP$52.6M
+19.4%y/y
Percentile by value81st percentileby value
FDIC
LNLSGR$51.9M
+19.4%y/y
Percentile by value81st percentileby value
FDIC
LNLSNET$23.9M
+0.5%y/y
Percentile by value83rd percentileby value
FDIC
SC$1.82M
−64.4%y/y
Percentile by value17th percentileby value
FDIC
CHBAL$72M
+5.6%y/y
Percentile by value76th percentileby value
FDIC
LIAB$7.37M
+29.1%y/y
Peer standing44th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$986K
+16.0%y/y
Peer standing82nd percentile
FDIC
NIM + NONII$938K
+17.1%y/y
Peer standing92nd percentile
FDIC
NIM$48K
−2.0%y/y
Peer standing55th percentile
FDIC
NONII$0
Percentile by value6th percentileby value
FDIC
ELNATR$539K
+60.4%y/y
Peer standing94th percentile
FDIC
PTAXNETINC$535K
+56.4%y/y
Peer standing94th percentile
FDIC
NETINC