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The Granger National Bank

Granger, TexasFDIC Cert #3232

OCCEstablished 19201 branch

Holding company: GRANGER BANCSHARES INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.70%
+1,549.6%y/y
Peer standing26th percentile
Peer standing in asset:lt_100m
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.24%
+334.9%y/y
Peer standing47th percentile
Peer standing in asset:lt_100m
FDICNAASSET + LNLSGR
Noncurrent %
0.24%
+334.9%y/y
Peer standing56th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.12%
+393.4%y/y
Peer standing55th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$58K
+427.3%y/y
Peer standing56th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.03%
+98.6%y/y
Peer standing92nd percentile
Peer standing in asset:lt_100m
FDICNTLNLS + LNLSGR
NCO
−$2K
+97.6%y/y
Peer standing93rd percentile
Peer standing in asset:lt_100m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.33%
−20.2%y/y
Percentile by value58th percentileby value
Peer standing in asset:lt_100m
FDICLNATRES + LNLSGR
30–89
$420K
+1,900.0%y/y
Peer standing29th percentile
Peer standing in asset:lt_100m
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:lt_100m
FDICP9ASSET
Nonaccrual
$58K
+427.3%y/y
Peer standing44th percentile
Peer standing in asset:lt_100m
FDICNAASSET