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The First National Bank of Bemidji

Bemidji, MinnesotaFDIC Cert #5093

OCCEstablished 18973 branches

Holding company: FIRST NB OF BEMIDJI ESOP&TRUSTRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$963M$796M
Q3 2021$1.02B$859M
Q4 2021$979M$828M
Q1 2022$971M$826M
Q2 2022$1.01B$842M
Q3 2022$1,000M$831M
Q4 2022$997M$794M
Q1 2023$974M$770M
Q2 2023$984M$785M
Q3 2023$962M$802M
Q4 2023$939M$803M
Q1 2024$916M$784M
Q2 2024$934M$793M
Q3 2024$949M$790M
Q4 2024$945M$804M
Q1 2025$930M$801M
Q2 2025$979M$829M
Q3 2025$1.01B$839M
Q4 2025$1.01B$849M
Q1 2026$1.03B$836M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.03B
+10.7%y/y
Percentile by value4th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$836M
+4.3%y/y
Percentile by value2nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$498M
+21.7%y/y
Percentile by value3rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$495M
+21.8%y/y
Percentile by value3rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$500M
+5.4%y/y
Percentile by value87th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$8.19M
−66.8%y/y
Percentile by value1st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$952M
+10.1%y/y
Percentile by value8th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$78.2M
+18.7%y/y
Peer standing2nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$7.81M
+49.2%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$6.89M
+66.6%y/y
Peer standing2nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$916K
−16.4%y/y
Peer standing16th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$210K
Percentile by value39th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$3.43M
+250.6%y/y
Peer standing17th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$2.97M
+267.0%y/y
Peer standing20th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC