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The First National Bank of Anson

Anson, TexasFDIC Cert #3078

OCCEstablished 19021 branch

Holding company: ANSON BANCSHARES INCRegulator: OCC

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

The First National Bank of Anson reported $113M in total assets. Deposits grew 63.02% over the prior year.

Return on assets was 2.54%, compared with the official FFIEC UBPR peer median of 1.26%. The leverage ratio was 8.16%.

  • Why is Deposit Growth, Year over Year above its official FFIEC UBPR peers?
  • Why is Total Assets below its official FFIEC UBPR peers?
  • Why is Return on Assets above its official FFIEC UBPR peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$113M
+58.3%y/y
Percentile by value7th percentileby value
Peer standing in ubpr:primary:6
FDICASSET
Deposits
$105M
+63.0%y/y
Percentile by value13th percentileby value
Peer standing in ubpr:primary:6
FDICDEP
Net loans
$41.8M
−2.5%y/y
Percentile by value3rd percentileby value
Peer standing in ubpr:primary:6
FDICLNLSNET
ROA
2.54%
+56 bpsy/y
Peer standing96th percentile
Peer standing in ubpr:primary:6
FDICNETINC + ROA
Efficiency
51.58%
−339 bpsy/y
Peer standing82nd percentile
Peer standing in ubpr:primary:6
FDICNONIX + NIM + NONII + EEFFR
Leverage
8.16%
−207 bpsy/y
Peer standing4th percentile
Peer standing in ubpr:primary:6
FDICRBC1AAJ

Percentiles compare this bank with 1,099 ffiec ubpr peer group 6 — insured commercial banks having assets between $100 million and $300 million.

Side-by-side comparison

The First National Bank of Anson beside its official FFIEC UBPR peers

The primary option is the peer group FFIEC assigned to this bank. The state option is FFIEC’s supplemental state group. Each pair uses the published FFIEC trimmed average when its formula matches the site registry; otherwise it uses a clearly labeled registry median within the same official membership.

FFIEC + FDICUBPR membership + Call Report metrics
ROA

This bank

2.54%

Registry median

1.26%
ROE

This bank

33.91%

FFIEC trimmed average

12.19%
NIM

This bank

4.97%

Registry median

3.95%
Loans YoY

This bank

−2.55%

FFIEC trimmed average

+5.94%
Leverage

This bank

8.16%

FFIEC trimmed average

11.53%

FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$69.5M$63.5M
Q3 2021$66.2M$59.9M
Q4 2021$73.3M$67.3M
Q1 2022$80.4M$75.2M
Q2 2022$80.9M$75.9M
Q3 2022$83.7M$78.8M
Q4 2022$80.9M$76.2M
Q1 2023$77M$72M
Q2 2023$75.1M$68.2M
Q3 2023$74.2M$69M
Q4 2023$72.9M$63.1M
Q1 2024$71.3M$63.8M
Q2 2024$70.8M$62.6M
Q3 2024$70.7M$63.6M
Q4 2024$70.8M$64M
Q1 2025$71.1M$64.1M
Q2 2025$86.8M$79.3M
Q3 2025$96.9M$89M
Q4 2025$95.9M$88M
Q1 2026$113M$105M

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$0
Investor CRE$2.77M
Multifamily$0
Construction$1.28M
1–4 family$16M
C&I$7.43M
Agriculture$5.66M
Other$9.58M

FFIEC UBPR comparison

How this bank compares

UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDICNETINC + ROA
96th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.51%Median 1.26%90th 2.16%Observations 1,099
ROE
FDICNETINC + ROE
99th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 4.92%Median 11.93%90th 20.75%Observations 1,099
NIM
FDICNIM + NIMY
90th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 3.01%Median 3.95%90th 4.94%Observations 1,099
Efficiency
FDICNONIX + NIM + NONII + EEFFR
82nd percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 46.29%Median 62.76%90th 82.51%Observations 1,099
Deposits YoY
FDICDEP
99th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −2.81%Median +3.80%90th +14.76%Observations 1,099
Loans YoY
FDICLNLSNET
13th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −3.93%Median +5.37%90th +18.00%Observations 1,097
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
54th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.00%Median 0.38%90th 2.47%Observations 1,097
Leverage
FDICRBC1AAJ
3rd percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.85%Median 11.00%90th 15.77%Observations 1,099

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
79th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.42%Median 2.24%90th 3.26%Observations 1,099
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
25th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 19%Median 99%90th 243%Observations 514

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.

Branches & markets

Physical footprint

Domestic offices
1 branch
Headquarters
Anson, TX

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data