The Farmers State Bank of Aliceville, Kansas

Westphalia, KansasFDIC Cert #18120

STATEEstablished 19083 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$5.68M
Investor CRE	$1.92M
Multifamily	$792K
Construction	$2.26M
1–4 family	$33.5M
C&I	$6.63M
Agriculture	$68.6M
Other	$6.72M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$126M

+0.9%y/y

Percentile by value57th percentileby value

FDICLNLSGR

Net loans

$124M

+0.9%y/y

Percentile by value57th percentileby value

FDICLNLSNET

Loans YoY

+0.88%

+41.8%y/y

Percentile by value27th percentileby value

FDICLNLSNET

L/D

86.5%

−2.1%y/y

Percentile by value73rd percentileby value

FDICLNLSNET + DEP

Loans/assets

69.3%

−2.5%y/y

Percentile by value64th percentileby value

FDICLNLSNET + ASSET

RE loans %

61.05%

+2.9%y/y

Percentile by value18th percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

2,242points

−2.1%y/y

Peer standing57th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

4.50%

−24.0%y/y

Percentile by value28th percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

1.52%

+284.2%y/y

Percentile by value17th percentileby value

FDICLNRENROT + LNLSGR

C&I %

5.25%

+3.1%y/y

Percentile by value24th percentileby value

FDICLNCI + LNLSGR