The City National Bank of Colorado City

Colorado City, TexasFDIC Cert #3144

OCCEstablished 19004 branches

Holding company: CITY NATIONAL BANCSHARES INCRegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$42.3M
Investor CRE	$6.36M
Multifamily	$4.15M
Construction	$38M
1–4 family	$139M
C&I	$39M
Agriculture	$17.7M
Other	$9.81M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$297M

+42.8%y/y

Percentile by value38th percentileby value

FDICLNLSGR

Net loans

$292M

+42.8%y/y

Percentile by value38th percentileby value

FDICLNLSNET

Loans YoY

+42.82%

+376.1%y/y

Percentile by value99th percentileby value

FDICLNLSNET

L/D

75.0%

−10.1%y/y

Percentile by value39th percentileby value

FDICLNLSNET + DEP

Loans/assets

65.7%

−3.9%y/y

Percentile by value42nd percentileby value

FDICLNLSNET + ASSET

RE loans %

82.89%

−6.8%y/y

Percentile by value46th percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

2,778points

−25.3%y/y

Peer standing18th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

14.28%

+39.7%y/y

Percentile by value59th percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

2.14%

+172.7%y/y

Percentile by value6th percentileby value

FDICLNRENROT + LNLSGR

C&I %

13.15%

+65.6%y/y

Percentile by value69th percentileby value

FDICLNCI + LNLSGR