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BDI
CB

The Citizens Bank of Philadelphia, Mississippi

Philadelphia, MississippiFDIC Cert #12204

STATEEstablished 190826 branches

Holding company: CITIZENS HOLDING CORegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.34B$1.13B
Q3 2021$1.36B$1.11B
Q4 2021$1.36B$1.11B
Q1 2022$1.35B$1.15B
Q2 2022$1.3B$1.12B
Q3 2022$1.33B$1.14B
Q4 2022$1.32B$1.13B
Q1 2023$1.29B$1.12B
Q2 2023$1.29B$1.1B
Q3 2023$1.41B$1.19B
Q4 2023$1.41B$1.17B
Q1 2024$1.47B$1.21B
Q2 2024$1.46B$1.17B
Q3 2024$1.48B$1.09B
Q4 2024$1.47B$1.07B
Q1 2025$1.59B$1.23B
Q2 2025$1.64B$1.27B
Q3 2025$1.59B$1.18B
Q4 2025$1.51B$1.34B
Q1 2026$1.53B$1.35B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.53B
−3.6%y/y
Percentile by value50th percentileby value
Peer standing in ubpr:primary:4
FDICASSET
Deposits
$1.35B
+9.4%y/y
Percentile by value54th percentileby value
Peer standing in ubpr:primary:4
FDICDEP
Gross loans
$846M
+5.2%y/y
Percentile by value23rd percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$837M
+5.1%y/y
Percentile by value24th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Securities
$494M
−10.0%y/y
Percentile by value86th percentileby value
Peer standing in ubpr:primary:4
FDICSC
Cash
$93.3M
−30.4%y/y
Percentile by value46th percentileby value
Peer standing in ubpr:primary:4
FDICCHBAL
Liabilities
$1.45B
−4.8%y/y
Percentile by value56th percentileby value
Peer standing in ubpr:primary:4
FDICLIAB
Equity
$80.3M
+23.9%y/y
Peer standing3rd percentile
Peer standing in ubpr:primary:4
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$15.5M
+17.1%y/y
Peer standing49th percentile
Peer standing in ubpr:primary:4
FDICNIM + NONII
NII
$11.5M
+10.9%y/y
Peer standing34th percentile
Peer standing in ubpr:primary:4
FDICNIM
Noninterest income
$4.02M
+39.7%y/y
Peer standing78th percentile
Peer standing in ubpr:primary:4
FDICNONII
Provision
$1.3M
+104.2%y/y
Percentile by value88th percentileby value
Peer standing in ubpr:primary:4
FDICELNATR
Pretax income
$2.99M
+15.9%y/y
Peer standing13th percentile
Peer standing in ubpr:primary:4
FDICPTAXNETINC
Net income
$2.59M
+22.4%y/y
Peer standing15th percentile
Peer standing in ubpr:primary:4
FDICNETINC