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BDI
BV

The Bank of Vernon

Vernon, AlabamaFDIC Cert #51

STATEEstablished 19115 branches

Holding company: FIRST VERNON BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$221M$192M
Q3 2021$221M$191M
Q4 2021$226M$196M
Q1 2022$241M$213M
Q2 2022$278M$231M
Q3 2022$283M$236M
Q4 2022$279M$232M
Q1 2023$293M$245M
Q2 2023$300M$251M
Q3 2023$318M$263M
Q4 2023$327M$270M
Q1 2024$336M$277M
Q2 2024$339M$279M
Q3 2024$360M$298M
Q4 2024$364M$302M
Q1 2025$379M$314M
Q2 2025$389M$323M
Q3 2025$401M$333M
Q4 2025$415M$345M
Q1 2026$428M$357M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$428M
+12.9%y/y
Percentile by value34th percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$357M
+13.5%y/y
Percentile by value32nd percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$325M
+27.1%y/y
Percentile by value46th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$321M
+26.9%y/y
Percentile by value46th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$53.9M
−0.5%y/y
Percentile by value29th percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$38.1M
−37.0%y/y
Percentile by value56th percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$359M
+13.5%y/y
Percentile by value28th percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$69.1M
+10.1%y/y
Peer standing71st percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$4.97M
+16.8%y/y
Peer standing45th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$4.81M
+25.6%y/y
Peer standing57th percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$159K
−62.6%y/y
Peer standing9th percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$1K
−99.7%y/y
Percentile by value28th percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$2.49M
+35.4%y/y
Peer standing70th percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$1.96M
+72.6%y/y
Peer standing65th percentile
Peer standing in asset:300m_1b
FDICNETINC