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BDI
BR

The Bank of Romney

Romney, West VirginiaFDIC Cert #845

STATEEstablished 18887 branches

Holding company: ROMNEY BANKSHARES INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.89%
+13.9%y/y
Peer standing11th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + LNLSGR
Nonaccrual %
1.90%
−12.6%y/y
Peer standing11th percentile
Peer standing in ubpr:primary:5
FDICNAASSET + LNLSGR
Noncurrent %
1.90%
−12.6%y/y
Peer standing13th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.37%
−36.4%y/y
Peer standing13th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$5.07M
−33.9%y/y
Peer standing22nd percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.15%
−81.4%y/y
Peer standing14th percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + LNLSGR
NCO
$97K
−81.6%y/y
Peer standing16th percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.92%
+6.8%y/y
Percentile by value14th percentileby value
Peer standing in ubpr:primary:5
FDICLNATRES + LNLSGR
30–89
$5.04M
+18.2%y/y
Peer standing17th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET
Nonaccrual
$5.07M
−9.3%y/y
Peer standing16th percentile
Peer standing in ubpr:primary:5
FDICNAASSET