$150M
+55.2%y/y
Percentile by value31st percentileby value
FDIC
ASSETBP
The Bank of Protection
Protection, KansasFDIC Cert #23099
STATEEstablished 19805 branches
Holding company: PROTECTION BK HOLDING CO INCRegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportThe Bank of Protection reported $150M in total assets. Deposits grew 52.68% over the prior year.
Return on assets was 1.53%, compared with the official FFIEC UBPR peer median of 1.26%. The leverage ratio was 11.79%.
- Why is Deposit Growth, Year over Year above its official FFIEC UBPR peers?
- Why is Net Loan Growth, Year over Year above its official FFIEC UBPR peers?
- Why is CRE Concentration to Capital below its official FFIEC UBPR peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$117M
+52.7%y/y
Percentile by value22nd percentileby value
FDIC
DEP$102M
+70.5%y/y
Percentile by value43rd percentileby value
FDIC
LNLSNET1.53%
−29 bpsy/y
Peer standing68th percentile
FDIC
NETINC + ROA48.77%
+293 bpsy/y
Peer standing86th percentile
FDIC
NONIX + NIM + NONII + EEFFR11.79%
−339 bpsy/y
Peer standing62nd percentile
FDIC
RBC1AAJPercentiles compare this bank with 1,099 ffiec ubpr peer group 6 — insured commercial banks having assets between $100 million and $300 million.
Side-by-side comparison
The Bank of Protection beside its official FFIEC UBPR peers
The primary option is the peer group FFIEC assigned to this bank. The state option is FFIEC’s supplemental state group. Each pair uses the published FFIEC trimmed average when its formula matches the site registry; otherwise it uses a clearly labeled registry median within the same official membership.
UBPR membership + Call Report metricsThis bank
1.53%
Registry median
1.26%
This bank
13.23%
FFIEC trimmed average
12.19%
This bank
4.71%
Registry median
3.95%
This bank
48.77%
Registry median
62.76%
This bank
+52.68%
FFIEC trimmed average
+4.67%
This bank
+70.47%
FFIEC trimmed average
+5.94%
This bank
0.23%
FFIEC trimmed average
0.67%
This bank
11.79%
FFIEC trimmed average
11.53%
This bank
2.71%
Registry median
2.24%
This bank
4%
Registry median
99%
FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.
This bank
1.53%
Registry median
1.40%
This bank
13.23%
FFIEC trimmed average
13.78%
This bank
4.71%
Registry median
3.85%
This bank
48.77%
Registry median
60.75%
This bank
+52.68%
FFIEC trimmed average
+6.09%
This bank
+70.47%
FFIEC trimmed average
+7.22%
This bank
0.23%
FFIEC trimmed average
0.60%
This bank
11.79%
FFIEC trimmed average
11.54%
This bank
2.71%
Registry median
2.27%
This bank
4%
Registry median
83%
FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $79.2M | $63.8M |
| Q3 2021 | $79.5M | $63.8M |
| Q4 2021 | $81.9M | $66.5M |
| Q1 2022 | $82.8M | $68.3M |
| Q2 2022 | $82.4M | $69.4M |
| Q3 2022 | $80.2M | $67.2M |
| Q4 2022 | $83.9M | $71.2M |
| Q1 2023 | $83.7M | $67.5M |
| Q2 2023 | $88.9M | $67M |
| Q3 2023 | $85.3M | $68.5M |
| Q4 2023 | $92.8M | $70.4M |
| Q1 2024 | $97.3M | $72.9M |
| Q2 2024 | $95.3M | $72.9M |
| Q3 2024 | $92.6M | $70.1M |
| Q4 2024 | $98.7M | $77.2M |
| Q1 2025 | $96.8M | $76.6M |
| Q2 2025 | $98.5M | $77M |
| Q3 2025 | $92.8M | $76.5M |
| Q4 2025 | $146M | $118M |
| Q1 2026 | $150M | $117M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $202K |
| Investor CRE | $565K |
| Multifamily | $41K |
| Construction | $213K |
| 1–4 family | $6.3M |
| C&I | $5.52M |
| Agriculture | $85.3M |
| Other | $4.59M |
FFIEC UBPR comparison
How this bank compares
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA1.53%68th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.51%Median 1.26%90th 2.16%Observations 1,099
ROE
FDIC
NETINC + ROE13.23%58th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 4.92%Median 11.93%90th 20.75%Observations 1,099
NIM
FDIC
NIM + NIMY4.71%84th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.01%Median 3.95%90th 4.94%Observations 1,099
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR48.77%86th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 46.29%Median 62.76%90th 82.51%Observations 1,099
Deposits YoY
FDIC
DEP+52.68%99th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.81%Median +3.80%90th +14.76%Observations 1,099
Loans YoY
FDIC
LNLSNET+70.47%99th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.93%Median +5.37%90th +18.00%Observations 1,097
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.23%40th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.38%90th 2.47%Observations 1,097
Leverage
FDIC
RBC1AAJ11.79%61st percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.85%Median 11.00%90th 15.77%Observations 1,099
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.71%27th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.42%Median 2.24%90th 3.26%Observations 1,099
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC4%3rd percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 19%Median 99%90th 243%Observations 514
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA1.53%64th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.73%Median 1.40%90th 2.13%Observations 178
ROE
FDIC
NETINC + ROE13.23%50th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 6.53%Median 13.15%90th 22.01%Observations 178
NIM
FDIC
NIM + NIMY4.71%89th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.23%Median 3.85%90th 4.76%Observations 178
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR48.77%82nd percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 43.67%Median 60.75%90th 77.60%Observations 178
Deposits YoY
FDIC
DEP+52.68%98th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −1.70%Median +5.09%90th +16.88%Observations 178
Loans YoY
FDIC
LNLSNET+70.47%98th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −2.84%Median +6.03%90th +21.92%Observations 178
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.23%43rd percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.29%90th 2.21%Observations 178
Leverage
FDIC
RBC1AAJ11.79%62nd percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.60%Median 10.79%90th 17.30%Observations 178
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.71%24th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.55%Median 2.27%90th 3.19%Observations 178
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC4%12th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 3%Median 83%90th 251%Observations 87
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
Branches & markets
Physical footprint
- Domestic offices
- 5 branches
- Headquarters
- Protection, KS
FDIC
OFFDOMOpen the Kansas dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data