$156M
+8.0%y/y
Percentile by value74th percentileby value
FDIC
LNLSGRBM
The Bank of Monroe
Union, West VirginiaFDIC Cert #6180
STATEEstablished 19033 branches
Holding company: UNION BANKSHARES INCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $5.26M |
| Investor CRE | $36M |
| Multifamily | $0 |
| Construction | $7.26M |
| 1–4 family | $82.3M |
| C&I | $12.5M |
| Agriculture | $8.32M |
| Other | $4.52M |
Loan book
Reported balances and balance-sheet intensity.
$154M
+7.9%y/y
Percentile by value74th percentileby value
FDIC
LNLSNET+7.89%
−38.6%y/y
Percentile by value64th percentileby value
FDIC
LNLSNET69.7%
+4.8%y/y
Percentile by value41st percentileby value
FDIC
LNLSNET + DEP61.4%
+3.9%y/y
Percentile by value43rd percentileby value
FDIC
LNLSNET + ASSET90.41%
+1.1%y/y
Percentile by value78th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
124%
+5.0%y/y
Percentile by value59th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC21%
+0.3%y/y
Percentile by value42nd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,435points
+2.3%y/y
Peer standing14th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD3.37%
−15.4%y/y
Percentile by value20th percentileby value
FDIC
LNRENROW + LNLSGR23.07%
+5.0%y/y
Percentile by value88th percentileby value
FDIC
LNRENROT + LNLSGR7.98%
−1.0%y/y
Percentile by value37th percentileby value
FDIC
LNCI + LNLSGR