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BDI
BC

The Bank of Clovis

Clovis, New MexicoFDIC Cert #57022

STATEEstablished 20007 branches

Holding company: CLOVIS BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$12.6M
Investor CRE$14.6M
Multifamily$2.7M
Construction$5.03M
1–4 family$55.4M
C&I$41.2M
Agriculture$65.8M
Other$11.2M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$209M
+10.5%y/y
Percentile by value13th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$205M
+10.3%y/y
Percentile by value12th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Loans YoY
+10.27%
+7.1%y/y
Percentile by value73rd percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
L/D
52.1%
−9.9%y/y
Percentile by value8th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + DEP
Loans/assets
44.0%
−8.6%y/y
Percentile by value7th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + ASSET
RE loans %
52.83%
−4.4%y/y
Percentile by value6th percentileby value
Peer standing in asset:300m_1b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
43%
+0.7%y/y
Percentile by value9th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
10%
+3.1%y/y
Percentile by value14th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,820points
+2.8%y/y
Peer standing75th percentile
Peer standing in asset:300m_1b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
6.05%
−7.6%y/y
Percentile by value20th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROW + LNLSGR
Investor CRE %
7.00%
−0.7%y/y
Percentile by value24th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROT + LNLSGR
C&I %
19.75%
−0.5%y/y
Percentile by value89th percentileby value
Peer standing in asset:300m_1b
FDICLNCI + LNLSGR