$222M
+13.6%y/y
Percentile by value73rd percentileby value
FDIC
ASSETTS
Taylorsville Savings Bank, SSB
Taylorsville, North CarolinaFDIC Cert #32348
STATEEstablished 19213 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportTaylorsville Savings Bank, SSB reported $222M in total assets. Deposits grew 13.74% over the prior year.
Return on assets was 0.86%, compared with the official FFIEC UBPR peer median of 0.54%. The leverage ratio was 8.00%.
- Why is Deposit Growth, Year over Year above its official FFIEC UBPR peers?
- Why is Net Loan Growth, Year over Year above its official FFIEC UBPR peers?
- Why is CRE Concentration to Capital above its official FFIEC UBPR peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$206M
+13.7%y/y
Percentile by value83rd percentileby value
FDIC
DEP$172M
+14.8%y/y
Percentile by value81st percentileby value
FDIC
LNLSNET0.86%
+21 bpsy/y
Peer standing73rd percentile
FDIC
NETINC + ROA63.06%
−551 bpsy/y
Peer standing91st percentile
FDIC
NONIX + NIM + NONII + EEFFR8.00%
−30 bpsy/y
Peer standing3rd percentile
FDIC
RBC1AAJPercentiles compare this bank with 122 ffiec ubpr peer group 103 — insured savings banks having assets between $100 million and $300 million.
Side-by-side comparison
Taylorsville Savings Bank, SSB beside its official FFIEC UBPR peers
The primary option is the peer group FFIEC assigned to this bank. The state option is FFIEC’s supplemental state group. Each pair uses the published FFIEC trimmed average when its formula matches the site registry; otherwise it uses a clearly labeled registry median within the same official membership.
UBPR membership + Call Report metricsThis bank
0.86%
Registry median
0.54%
This bank
12.79%
FFIEC trimmed average
4.15%
This bank
3.06%
Registry median
3.25%
This bank
63.06%
Registry median
82.11%
This bank
+13.74%
FFIEC trimmed average
+2.57%
This bank
+14.80%
FFIEC trimmed average
+3.81%
This bank
0.46%
FFIEC trimmed average
0.64%
This bank
8.00%
FFIEC trimmed average
13.78%
This bank
2.43%
Registry median
2.36%
This bank
148%
Registry median
49%
FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.
This bank
0.86%
Registry median
0.27%
This bank
12.79%
FFIEC trimmed average
3.22%
This bank
3.06%
Registry median
2.94%
This bank
63.06%
Registry median
86.68%
This bank
+13.74%
FFIEC trimmed average
+5.56%
This bank
+14.80%
FFIEC trimmed average
+6.75%
This bank
0.46%
FFIEC trimmed average
0.32%
This bank
8.00%
FFIEC trimmed average
15.76%
This bank
2.43%
Registry median
2.67%
This bank
148%
Registry median
38%
FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $129M | $115M |
| Q3 2021 | $131M | $116M |
| Q4 2021 | $133M | $119M |
| Q1 2022 | $140M | $128M |
| Q2 2022 | $142M | $130M |
| Q3 2022 | $140M | $128M |
| Q4 2022 | $138M | $126M |
| Q1 2023 | $140M | $127M |
| Q2 2023 | $144M | $132M |
| Q3 2023 | $152M | $133M |
| Q4 2023 | $157M | $141M |
| Q1 2024 | $163M | $145M |
| Q2 2024 | $166M | $152M |
| Q3 2024 | $174M | $160M |
| Q4 2024 | $183M | $168M |
| Q1 2025 | $196M | $181M |
| Q2 2025 | $205M | $190M |
| Q3 2025 | $213M | $197M |
| Q4 2025 | $216M | $200M |
| Q1 2026 | $222M | $206M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $3.1M |
| Investor CRE | $7.26M |
| Multifamily | $0 |
| Construction | $21.2M |
| 1–4 family | $138M |
| C&I | $2.67M |
| Agriculture | $1.05M |
| Other | $499K |
FFIEC UBPR comparison
How this bank compares
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.86%73rd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th −0.29%Median 0.54%90th 1.29%Observations 122
ROE
FDIC
NETINC + ROE12.79%94th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th −2.92%Median 3.81%90th 10.96%Observations 122
NIM
FDIC
NIM + NIMY3.06%40th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.30%Median 3.25%90th 4.34%Observations 122
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR63.06%91st percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 63.44%Median 82.11%90th 104.64%Observations 122
Deposits YoY
FDIC
DEP+13.74%95th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −3.92%Median +1.92%90th +10.47%Observations 122
Loans YoY
FDIC
LNLSNET+14.80%92nd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −4.29%Median +3.30%90th +13.67%Observations 117
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.46%44th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.02%Median 0.53%90th 1.78%Observations 117
Leverage
FDIC
RBC1AAJ8.00%4th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.93%Median 12.23%90th 24.78%Observations 122
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.43%48th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.29%Median 2.36%90th 3.68%Observations 121
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC148%81st percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 2%Median 49%90th 174%Observations 58
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.86%85th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th −0.21%Median 0.27%90th 0.90%Observations 14
ROE
FDIC
NETINC + ROE12.79%86th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th −1.80%Median 1.95%90th 10.58%Observations 14
NIM
FDIC
NIM + NIMY3.06%62nd percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.14%Median 2.94%90th 3.55%Observations 14
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR63.06%85th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 60.69%Median 86.68%90th 107.44%Observations 14
Deposits YoY
FDIC
DEP+13.74%80th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.00%Median +4.55%90th +16.75%Observations 14
Loans YoY
FDIC
LNLSNET+14.80%86th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −1.22%Median +7.39%90th +13.97%Observations 14
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.46%66th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.02%Median 0.25%90th 0.67%Observations 14
Leverage
FDIC
RBC1AAJ8.00%6th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.77%Median 15.35%90th 23.67%Observations 14
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.43%69th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 2.13%Median 2.67%90th 3.25%Observations 14
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC148%80th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 8%Median 38%90th 161%Observations 6
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
Branches & markets
Physical footprint
- Domestic offices
- 3 branches
- Headquarters
- Taylorsville, NC
FDIC
OFFDOMOpen the North Carolina dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data