BDI
SS

Sundown State Bank

Sundown, TexasFDIC Cert #18780

STATEEstablished 19635 branches

Holding company: SUNDOWN BANKSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.54%
+2,916.0%y/y
Peer standing45th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
1.53%
Peer standing1st percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.08%
Peer standing74th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
1.61%
Peer standing15th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.98%
Peer standing19th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$3.14M
Peer standing33rd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.18%
Peer standing11th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$92K
Peer standing16th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.06%
+29.0%y/y
Percentile by value31st percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$1.06M
+2,751.4%y/y
Peer standing60th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$2.98M
Peer standing2nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$155K
Peer standing79th percentile
Peer standing in asset:300m_1b
FDICNAASSET