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BDI
SB

Summit National Bank

Hulett, WyomingFDIC Cert #25054

OCCEstablished 19843 branches

Holding company: MODE ELEVEN BCORPRegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$2.25M
Investor CRE$5.27M
Multifamily$0
Construction$666K
1–4 family$2.45M
C&I$1.69M
Agriculture$5.95M
Other$17.9M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$36.2M
−16.2%y/y
Percentile by value59th percentileby value
Peer standing in asset:lt_100m
FDICLNLSGR
Net loans
$35.6M
−15.8%y/y
Percentile by value59th percentileby value
Peer standing in asset:lt_100m
FDICLNLSNET
Loans YoY
−15.81%
−247.1%y/y
Percentile by value2nd percentileby value
Peer standing in asset:lt_100m
FDICLNLSNET
L/D
51.8%
+5.4%y/y
Percentile by value32nd percentileby value
Peer standing in asset:lt_100m
FDICLNLSNET + DEP
Loans/assets
50.5%
+8.9%y/y
Percentile by value45th percentileby value
Peer standing in asset:lt_100m
FDICLNLSNET + ASSET
RE loans %
44.50%
+19.7%y/y
Percentile by value19th percentileby value
Peer standing in asset:lt_100m
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
259%
+90.3%y/y
Percentile by value99th percentileby value
Peer standing in asset:lt_100m

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
29%
+152.4%y/y
Percentile by value81st percentileby value
Peer standing in asset:lt_100m

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
496points
+27.5%y/y
Peer standing99th percentile
Peer standing in asset:lt_100m
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
6.21%
+3.1%y/y
Percentile by value59th percentileby value
Peer standing in asset:lt_100m
FDICLNRENROW + LNLSGR
Investor CRE %
14.55%
+18.1%y/y
Percentile by value86th percentileby value
Peer standing in asset:lt_100m
FDICLNRENROT + LNLSGR
C&I %
4.66%
+15.8%y/y
Percentile by value26th percentileby value
Peer standing in asset:lt_100m
FDICLNCI + LNLSGR