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Story Bank DBA Story Financial Partners

Jackson, MississippiFDIC Cert #57069

STATEEstablished 20007 branches

Holding company: STORY BANCSHARESRegulator: FDIC

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

Story Bank DBA Story Financial Partners reported $957M in total assets. Deposits grew 8.35% over the prior year.

Return on assets was 0.83%, compared with the official FFIEC UBPR peer median of 1.30%. The leverage ratio was 10.73%.

  • Why is Total Assets above its official FFIEC UBPR peers?
  • Why is Noncurrent Loan Ratio below its official FFIEC UBPR peers?
  • Why is CRE Concentration to Capital above its official FFIEC UBPR peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$957M
+7.6%y/y
Percentile by value98th percentileby value
Peer standing in ubpr:primary:5
FDICASSET
Deposits
$837M
+8.4%y/y
Percentile by value98th percentileby value
Peer standing in ubpr:primary:5
FDICDEP
Net loans
$857M
+8.3%y/y
Percentile by value100th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET
ROA
0.83%
+11 bpsy/y
Peer standing21st percentile
Peer standing in ubpr:primary:5
FDICNETINC + ROA
Efficiency
71.40%
−296 bpsy/y
Peer standing22nd percentile
Peer standing in ubpr:primary:5
FDICNONIX + NIM + NONII + EEFFR
Leverage
10.73%
−17 bpsy/y
Peer standing54th percentile
Peer standing in ubpr:primary:5
FDICRBC1AAJ

Percentiles compare this bank with 1,278 ffiec ubpr peer group 5 — insured commercial banks having assets between $300 million and $1 billion.

Side-by-side comparison

Story Bank DBA Story Financial Partners beside its official FFIEC UBPR peers

The primary option is the peer group FFIEC assigned to this bank. The state option is FFIEC’s supplemental state group. Each pair uses the published FFIEC trimmed average when its formula matches the site registry; otherwise it uses a clearly labeled registry median within the same official membership.

FFIEC + FDICUBPR membership + Call Report metrics
ROA

This bank

0.83%

Registry median

1.30%
ROE

This bank

7.90%

FFIEC trimmed average

13.04%
NIM

This bank

3.67%

Registry median

3.89%
Loans YoY

This bank

+8.35%

FFIEC trimmed average

+6.25%
Leverage

This bank

10.73%

FFIEC trimmed average

10.94%

FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$634M$550M
Q3 2021$675M$589M
Q4 2021$669M$568M
Q1 2022$718M$607M
Q2 2022$734M$644M
Q3 2022$811M$689M
Q4 2022$869M$741M
Q1 2023$826M$721M
Q2 2023$823M$697M
Q3 2023$839M$713M
Q4 2023$851M$729M
Q1 2024$858M$748M
Q2 2024$872M$729M
Q3 2024$850M$737M
Q4 2024$909M$796M
Q1 2025$889M$773M
Q2 2025$917M$763M
Q3 2025$911M$788M
Q4 2025$989M$870M
Q1 2026$957M$837M

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$138M
Investor CRE$131M
Multifamily$45.1M
Construction$91.1M
1–4 family$279M
C&I$164M
Agriculture$3.85M
Other$12.6M

FFIEC UBPR comparison

How this bank compares

UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDICNETINC + ROA
21st percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.56%Median 1.30%90th 2.18%Observations 1,278
ROE
FDICNETINC + ROE
18th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 5.60%Median 12.81%90th 21.29%Observations 1,278
NIM
FDICNIM + NIMY
36th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 3.08%Median 3.89%90th 4.79%Observations 1,278
Efficiency
FDICNONIX + NIM + NONII + EEFFR
22nd percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 44.45%Median 61.20%90th 79.08%Observations 1,278
Deposits YoY
FDICDEP
75th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −2.49%Median +4.16%90th +13.52%Observations 1,278
Loans YoY
FDICLNLSNET
63rd percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −3.31%Median +5.92%90th +17.22%Observations 1,275
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
7th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.01%Median 0.44%90th 2.15%Observations 1,275
Leverage
FDICRBC1AAJ
53rd percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.81%Median 10.57%90th 14.35%Observations 1,278

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
29th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.58%Median 2.43%90th 3.43%Observations 1,278
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
74th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 48%Median 174%90th 319%Observations 754

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.

Branches & markets

Physical footprint

Domestic offices
7 branches
Headquarters
Jackson, MS

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data