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BDI
SB

State Bank of the Lakes, National Association

Antioch, IllinoisFDIC Cert #5744

OCCEstablished 192610 branches

Holding company: WINTRUST FINANCIAL CORPRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.63B$1.4B
Q3 2021$1.67B$1.44B
Q4 2021$1.68B$1.45B
Q1 2022$1.68B$1.44B
Q2 2022$1.71B$1.48B
Q3 2022$1.8B$1.51B
Q4 2022$1.82B$1.48B
Q1 2023$1.88B$1.57B
Q2 2023$1.97B$1.66B
Q3 2023$1.97B$1.65B
Q4 2023$1.95B$1.61B
Q1 2024$1.98B$1.66B
Q2 2024$2.12B$1.79B
Q3 2024$2.13B$1.79B
Q4 2024$2.16B$1.78B
Q1 2025$2.15B$1.78B
Q2 2025$2.33B$1.97B
Q3 2025$2.39B$2.02B
Q4 2025$2.5B$2.08B
Q1 2026$2.69B$2.26B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$2.69B
+25.0%y/y
Percentile by value93rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$2.26B
+27.1%y/y
Percentile by value92nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$2B
+19.8%y/y
Percentile by value92nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.99B
+19.8%y/y
Percentile by value92nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$483M
+59.1%y/y
Percentile by value85th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$64.4M
+92.4%y/y
Percentile by value32nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$2.41B
+27.3%y/y
Percentile by value94th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$277M
+8.3%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$21.2M
+15.6%y/y
Peer standing72nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$19.2M
+15.8%y/y
Peer standing79th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$2.05M
+14.6%y/y
Peer standing49th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
−$18K
−105.8%y/y
Percentile by value9th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$13.2M
+34.4%y/y
Peer standing92nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$9.79M
+33.3%y/y
Peer standing89th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC