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BDI
SB

State Bank of Southern Utah

Cedar City, UtahFDIC Cert #17964

STATEEstablished 195717 branches

Holding company: SOUTHERN UTAH BCORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.95B$1.73B
Q3 2021$2.03B$1.8B
Q4 2021$2.02B$1.79B
Q1 2022$2.16B$1.95B
Q2 2022$2.19B$1.97B
Q3 2022$2.17B$1.94B
Q4 2022$2.21B$1.94B
Q1 2023$2.27B$1.94B
Q2 2023$2.38B$1.96B
Q3 2023$2.33B$1.93B
Q4 2023$2.38B$1.91B
Q1 2024$2.43B$2B
Q2 2024$2.51B$2.03B
Q3 2024$2.55B$2.1B
Q4 2024$2.51B$2.11B
Q1 2025$2.56B$2.15B
Q2 2025$2.64B$2.26B
Q3 2025$2.54B$2.23B
Q4 2025$2.6B$2.29B
Q1 2026$2.67B$2.34B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$2.67B
+4.3%y/y
Percentile by value92nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$2.34B
+8.7%y/y
Percentile by value94th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.92B
+7.5%y/y
Percentile by value90th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.89B
+7.4%y/y
Percentile by value90th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$466M
−22.4%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$170M
+198.9%y/y
Percentile by value75th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$2.37B
+2.6%y/y
Percentile by value91st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$302M
+19.6%y/y
Peer standing92nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$30.8M
+27.6%y/y
Peer standing92nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$26.1M
+25.6%y/y
Peer standing94th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$4.72M
+40.0%y/y
Peer standing84th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$750K
−23.9%y/y
Percentile by value74th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$16.3M
+59.6%y/y
Peer standing96th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$12M
+52.3%y/y
Peer standing94th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC