Skip to main content
BDI
SB

Star Bank

Maple Lake, MinnesotaFDIC Cert #5095

STATEEstablished 190411 branches

Holding company: MIDWEST BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$18.2M
Investor CRE$14.8M
Multifamily$5.43M
Construction$78M
1–4 family$61.2M
C&I$57.5M
Agriculture$95.6M
Other$24.8M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$355M
−3.7%y/y
Percentile by value53rd percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$352M
−3.6%y/y
Percentile by value53rd percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Loans YoY
−3.61%
−116.5%y/y
Percentile by value9th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
L/D
88.7%
−3.4%y/y
Percentile by value70th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + DEP
Loans/assets
77.0%
−3.2%y/y
Percentile by value76th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + ASSET
RE loans %
69.58%
+1.0%y/y
Percentile by value18th percentileby value
Peer standing in asset:300m_1b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
220%
−6.1%y/y
Percentile by value69th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
175%
−15.5%y/y
Percentile by value99th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,472points
−6.0%y/y
Peer standing94th percentile
Peer standing in asset:300m_1b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
5.12%
+2.0%y/y
Percentile by value16th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROW + LNLSGR
Investor CRE %
4.16%
+53.2%y/y
Percentile by value14th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROT + LNLSGR
C&I %
16.18%
−2.3%y/y
Percentile by value81st percentileby value
Peer standing in asset:300m_1b
FDICLNCI + LNLSGR