Skip to main content
BDI
SC

St. Charles Bank & Trust Company, National Association

Saint Charles, IllinoisFDIC Cert #27052

OCCEstablished 198710 branches

Holding company: WINTRUST FINANCIAL CORPRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.86B$1.59B
Q3 2021$1.91B$1.63B
Q4 2021$1.94B$1.65B
Q1 2022$1.93B$1.65B
Q2 2022$1.91B$1.63B
Q3 2022$2.07B$1.69B
Q4 2022$2.13B$1.76B
Q1 2023$2.23B$1.85B
Q2 2023$2.43B$2.04B
Q3 2023$2.52B$2.12B
Q4 2023$2.48B$2.07B
Q1 2024$2.63B$2.21B
Q2 2024$2.78B$2.37B
Q3 2024$2.93B$2.51B
Q4 2024$2.85B$2.43B
Q1 2025$2.97B$2.54B
Q2 2025$3.31B$2.86B
Q3 2025$3.3B$2.84B
Q4 2025$3.45B$2.92B
Q1 2026$3.54B$2.99B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$3.54B
+19.1%y/y
Percentile by value22nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$2.99B
+18.0%y/y
Percentile by value23rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$2.71B
+14.8%y/y
Percentile by value29th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$2.69B
+14.9%y/y
Percentile by value29th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$656M
+73.0%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$43.2M
−58.5%y/y
Percentile by value2nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$3.19B
+19.5%y/y
Percentile by value23rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$355M
+15.6%y/y
Peer standing17th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$28.6M
+15.1%y/y
Peer standing5th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$26.1M
+15.1%y/y
Peer standing11th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$2.58M
+15.8%y/y
Peer standing9th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
$1.6M
+17.3%y/y
Percentile by value63rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$16M
+23.9%y/y
Peer standing32nd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$11.9M
+22.7%y/y
Peer standing28th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC