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BDI
SB

SouthPoint Bank

Birmingham, AlabamaFDIC Cert #58088

STATEEstablished 200511 branches

Holding company: SOUTHPOINT BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$634M$543M
Q3 2021$672M$543M
Q4 2021$719M$593M
Q1 2022$1.08B$963M
Q2 2022$1.09B$933M
Q3 2022$1.26B$937M
Q4 2022$1.37B$914M
Q1 2023$1.43B$1.04B
Q2 2023$1.51B$1.09B
Q3 2023$1.64B$1.23B
Q4 2023$1.66B$1.38B
Q1 2024$1.69B$1.39B
Q2 2024$1.75B$1.5B
Q3 2024$1.79B$1.63B
Q4 2024$1.76B$1.62B
Q1 2025$1.79B$1.65B
Q2 2025$1.68B$1.54B
Q3 2025$1.6B$1.45B
Q4 2025$1.56B$1.44B
Q1 2026$1.44B$1.32B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.44B
−19.4%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.32B
−20.2%y/y
Percentile by value52nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.13B
−23.7%y/y
Percentile by value55th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.1B
−25.1%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$46.2M
−21.4%y/y
Percentile by value7th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$202M
+10.0%y/y
Percentile by value82nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.33B
−20.2%y/y
Percentile by value47th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$116M
−9.8%y/y
Peer standing20th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$13M
−11.0%y/y
Peer standing29th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$10.8M
−14.7%y/y
Peer standing27th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$2.23M
+12.7%y/y
Peer standing53rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$6.25M
+108.2%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
−$1.28M
−145.7%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
−$973K
−144.1%y/y
Peer standing2nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC