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BDI
SB

Southern Bank and Trust Company

Mount Olive, North CarolinaFDIC Cert #15359

STATEEstablished 190156 branches

Holding company: SOUTHERN BANCSHARES N C INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$4.14B$3.69B
Q3 2021$4.24B$3.79B
Q4 2021$4.42B$3.94B
Q1 2022$4.51B$4.15B
Q2 2022$4.58B$4.16B
Q3 2022$4.49B$4.14B
Q4 2022$4.59B$4.15B
Q1 2023$4.69B$4.14B
Q2 2023$4.65B$4.09B
Q3 2023$4.66B$4.1B
Q4 2023$4.76B$4.15B
Q1 2024$4.78B$4.15B
Q2 2024$4.8B$4.19B
Q3 2024$4.97B$4.38B
Q4 2024$5.01B$4.46B
Q1 2025$4.91B$4.47B
Q2 2025$4.94B$4.48B
Q3 2025$5.16B$4.66B
Q4 2025$5.2B$4.69B
Q1 2026$5.25B$4.77B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$5.25B
+6.9%y/y
Percentile by value54th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$4.77B
+6.7%y/y
Percentile by value60th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$3.48B
+7.6%y/y
Percentile by value50th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$3.44B
+7.6%y/y
Percentile by value50th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$1.32B
+3.2%y/y
Percentile by value77th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$281M
+28.6%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$4.82B
+5.9%y/y
Percentile by value57th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$432M
+18.3%y/y
Peer standing31st percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$53.3M
+24.9%y/y
Peer standing53rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$45.4M
+27.4%y/y
Peer standing58th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$7.84M
+12.4%y/y
Peer standing46th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
$698K
+166.4%y/y
Percentile by value40th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$24.2M
+51.8%y/y
Peer standing63rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$11.7M
+101.3%y/y
Peer standing26th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC