0.21%
+128.7%y/y
Peer standing46th percentile
FDIC
NETINC + ROASC
Scottsdale Community Bank
Scottsdale, ArizonaFDIC Cert #59203
STATEEstablished 20221 branch
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMProfitability, margin & efficiency
Performance
Returns, spread economics, operating efficiency, and growth viewed against this bank's official FFIEC UBPR peers.
As of Q1 2026
Returns & margin
Annualized returns and the economics of earning assets and paid funding.
1.77%
+140.8%y/y
Peer standing46th percentile
FDIC
NETINC + ROE0.21%
+128.7%y/y
Peer standing46th percentile
FDIC
PTAXNETINC + ASSET3.29%
+5.5%y/y
Peer standing8th percentile
FDIC
NIM + NIMY6.14%
+5.4%y/y
Peer standing31st percentile
FDIC
INTINCY3.86%
+0.9%y/y
Peer standing15th percentile
FDIC
EINTEXP + DEPIDOMEfficiency & growth
Operating productivity and year-over-year balance-sheet momentum.
93.26%
−20.6%y/y
Peer standing38th percentile
FDIC
NONIX + NIM + NONII + EEFFR3.06%
−16.1%y/y
Peer standing54th percentile
FDIC
NONIX + ASSET2.17%
+21.1%y/y
Percentile by value38th percentileby value
FDIC
NONII + NIM+42.18%
−0.6%y/y
Percentile by value54th percentileby value
FDIC
ASSET+43.62%
−34.5%y/y
Percentile by value54th percentileby value
FDIC
DEP+58.59%
+32.9%y/y
Percentile by value75th percentileby value
FDIC
LNLSNETHow this bank compares
Switch cohorts or expand any row to inspect the full distribution.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.21%46th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th −0.89%Median 0.34%90th 1.63%Observations 14
ROE
FDIC
NETINC + ROE1.77%46th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th −8.72%Median 2.66%90th 10.00%Observations 14
NIM
FDIC
NIM + NIMY3.29%8th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.29%Median 4.05%90th 4.55%Observations 14
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR93.26%38th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 52.94%Median 82.52%90th 111.14%Observations 14
Deposits YoY
FDIC
DEP+43.62%53rd percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +5.38%Median +38.89%90th +94.11%Observations 14
Loans YoY
FDIC
LNLSNET+58.59%71st percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +14.54%Median +41.96%90th +76.42%Observations 13
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.00%50th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.00%90th 1.84%Observations 13
Leverage
FDIC
RBC1AAJ12.15%40th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.36%Median 12.80%90th 22.62%Observations 14
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.86%15th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 2.22%Median 3.47%90th 3.99%Observations 14
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.21%44th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th −1.14%Median 0.23%90th 1.09%Observations 10
ROE
FDIC
NETINC + ROE1.77%45th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th −10.64%Median 2.01%90th 10.14%Observations 10
NIM
FDIC
NIM + NIMY3.29%11th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.28%Median 3.59%90th 4.56%Observations 10
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR93.26%33rd percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 57.96%Median 87.80%90th 115.29%Observations 10
Deposits YoY
FDIC
DEP+43.62%72nd percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +4.64%Median +12.06%90th +60.75%Observations 10
Loans YoY
FDIC
LNLSNET+58.59%72nd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +3.94%Median +14.09%90th +64.13%Observations 10
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.00%27th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.57%90th 3.12%Observations 10
Leverage
FDIC
RBC1AAJ12.15%81st percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.09%Median 11.00%90th 12.81%Observations 10
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.86%22nd percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 2.28%Median 2.92%90th 4.12%Observations 10
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 85%Median 192%90th 317%Observations 6
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.