0.79%
+22.7%y/y
Peer standing66th percentile
FDIC
NETINC + ROASB
Savings Bank of Walpole
Walpole, New HampshireFDIC Cert #18030
STATEEstablished 18757 branches
Holding company: NEW HAMPSHIRE MUTUAL BCORPRegulator: FDIC
FDIC
CERT + OFFDOMProfitability, margin & efficiency
Performance
Returns, spread economics, operating efficiency, and growth viewed against this bank's official FFIEC UBPR peers.
As of Q1 2026
Returns & margin
Annualized returns and the economics of earning assets and paid funding.
10.46%
+12.9%y/y
Peer standing87th percentile
FDIC
NETINC + ROE1.04%
+24.1%y/y
Peer standing69th percentile
FDIC
PTAXNETINC + ASSET3.94%
+8.6%y/y
Peer standing85th percentile
FDIC
NIM + NIMY4.96%
+3.8%y/y
Peer standing47th percentile
FDIC
INTINCY1.24%
−8.9%y/y
Peer standing97th percentile
FDIC
EINTEXP + DEPIDOMEfficiency & growth
Operating productivity and year-over-year balance-sheet momentum.
73.84%
−3.1%y/y
Peer standing57th percentile
FDIC
NONIX + NIM + NONII + EEFFR3.12%
+5.7%y/y
Peer standing27th percentile
FDIC
NONIX + ASSET10.23%
−1.5%y/y
Percentile by value43rd percentileby value
FDIC
NONII + NIM+6.01%
+13.4%y/y
Percentile by value71st percentileby value
FDIC
ASSET+5.44%
−35.6%y/y
Percentile by value64th percentileby value
FDIC
DEP+4.35%
+43.8%y/y
Percentile by value49th percentileby value
FDIC
LNLSNETHow this bank compares
Switch cohorts or expand any row to inspect the full distribution.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.79%66th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.08%Median 0.62%90th 1.27%Observations 152
ROE
FDIC
NETINC + ROE10.46%86th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 0.81%Median 5.10%90th 11.70%Observations 152
NIM
FDIC
NIM + NIMY3.94%85th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.32%Median 3.27%90th 4.17%Observations 152
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR73.84%57th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 57.00%Median 78.14%90th 96.23%Observations 152
Deposits YoY
FDIC
DEP+5.44%64th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.99%Median +3.06%90th +10.97%Observations 152
Loans YoY
FDIC
LNLSNET+4.35%49th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −2.45%Median +4.37%90th +13.07%Observations 151
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.53%61st percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.03%Median 0.40%90th 1.81%Observations 151
Leverage
FDIC
RBC1AAJ8.63%8th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.69%Median 11.69%90th 19.02%Observations 152
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM1.24%97th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.62%Median 2.50%90th 3.50%Observations 151
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC108%44th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 19%Median 126%90th 290%Observations 98
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.79%89th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th −0.03%Median 0.45%90th 0.83%Observations 10
ROE
FDIC
NETINC + ROE10.46%81st percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th −0.36%Median 4.41%90th 10.74%Observations 10
NIM
FDIC
NIM + NIMY3.94%89th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.38%Median 3.32%90th 3.95%Observations 10
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR73.84%89th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 72.57%Median 80.69%90th 91.60%Observations 10
Deposits YoY
FDIC
DEP+5.44%63rd percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +0.95%Median +4.66%90th +11.84%Observations 10
Loans YoY
FDIC
LNLSNET+4.35%63rd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −0.59%Median +3.13%90th +14.03%Observations 10
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.53%72nd percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.09%Median 0.36%90th 1.43%Observations 10
Leverage
FDIC
RBC1AAJ8.63%18th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.62%Median 9.78%90th 13.30%Observations 10
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM1.24%100th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.49%Median 2.54%90th 3.11%Observations 10
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC108%20th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 93%Median 118%90th 254%Observations 6
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.