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BDI
RR

Root River State Bank

Chatfield, MinnesotaFDIC Cert #1098

STATEEstablished 18561 branch

Holding company: JOHNSON BANCSHARES INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$81.4M$72.6M
Q3 2021$82.1M$73.2M
Q4 2021$83.3M$74.9M
Q1 2022$87.4M$80.6M
Q2 2022$88.5M$83.3M
Q3 2022$84.9M$80.8M
Q4 2022$88.6M$84.2M
Q1 2023$86.4M$81.2M
Q2 2023$85.9M$80.9M
Q3 2023$84.8M$80.8M
Q4 2023$85.5M$80.5M
Q1 2024$84.4M$79.5M
Q2 2024$82.9M$77.9M
Q3 2024$80.7M$74.7M
Q4 2024$81.8M$76.7M
Q1 2025$82M$76.4M
Q2 2025$82.7M$76.9M
Q3 2025$81.8M$75.4M
Q4 2025$85.9M$79.4M
Q1 2026$88M$81.6M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$88M
+7.3%y/y
Percentile by value77th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICASSET
Deposits
$81.6M
+6.8%y/y
Percentile by value89th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICDEP
Gross loans
$26.9M
−11.2%y/y
Percentile by value18th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSGR
Net loans
$26.6M
−11.3%y/y
Percentile by value18th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSNET
Securities
$41M
+5.7%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICSC
Cash
$11.9M
+115.9%y/y
Percentile by value70th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICCHBAL
Liabilities
$81.9M
+6.8%y/y
Percentile by value87th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLIAB
Equity
$6.17M
+14.7%y/y
Peer standing19th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$462K
+5.7%y/y
Peer standing6th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNIM + NONII
NII
$425K
+6.3%y/y
Peer standing5th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNIM
Noninterest income
$37K
0.0%y/y
Peer standing32nd percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNONII
Provision
$0
Percentile by value5th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICELNATR
Pretax income
−$16K
−23.1%y/y
Peer standing8th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICPTAXNETINC
Net income
$0
−100.0%y/y
Peer standing9th percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICNETINC