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BDI
RS

Rockland Savings Bank, FSB

Rockland, MaineFDIC Cert #28369

OCCEstablished 18881 branch

Holding company: Not reportedRegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$4.15M
Investor CRE$1.93M
Multifamily$2.66M
Construction$2.21M
1–4 family$56.1M
C&I$11.9M
Agriculture$61K
Other$563K

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$79.6M
−1.6%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNLSGR
Net loans
$78.9M
−1.6%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNLSNET
Loans YoY
−1.64%
−4,965.1%y/y
Percentile by value28th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNLSNET
L/D
109.8%
−0.6%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNLSNET + DEP
Loans/assets
84.9%
−1.1%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNLSNET + ASSET
RE loans %
88.93%
+1.8%y/y
Percentile by value17th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
72%
+17.2%y/y
Percentile by value73rd percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
23%
+31.0%y/y
Percentile by value78th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
5,269points
−1.0%y/y
Peer standing71st percentile
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
5.22%
−0.4%y/y
Percentile by value67th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNRENROW + LNLSGR
Investor CRE %
2.42%
+6.6%y/y
Percentile by value54th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNRENROT + LNLSGR
C&I %
14.92%
−7.8%y/y
Percentile by value96th percentileby value
Peer standing in FFIEC UBPR Peer Group 104 — Insured savings banks having assets less than $100 million
FDICLNCI + LNLSGR