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BDI
RC

River City Bank

Sacramento, CaliforniaFDIC Cert #18983

STATEEstablished 19639 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.02%
+101.6%y/y
Peer standing93rd percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.00%
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.00%
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.00%
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$0
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
−100.0%y/y
Peer standing88th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
$0
−100.0%y/y
Peer standing88th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
2.31%
−3.5%y/y
Percentile by value97th percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$765K
+117.3%y/y
Peer standing92nd percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$0
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICNAASSET