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BDI
RB

River Bank & Trust

Prattville, AlabamaFDIC Cert #58255

STATEEstablished 200625 branches

Holding company: RIVER FINANCIAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$2.23B$2B
Q3 2021$2.31B$2.07B
Q4 2021$2.4B$2.16B
Q1 2022$2.47B$2.26B
Q2 2022$2.5B$2.29B
Q3 2022$2.64B$2.44B
Q4 2022$2.83B$2.52B
Q1 2023$2.99B$2.67B
Q2 2023$3.08B$2.68B
Q3 2023$3.18B$2.78B
Q4 2023$3.23B$2.73B
Q1 2024$3.37B$2.9B
Q2 2024$3.42B$2.95B
Q3 2024$3.5B$3.04B
Q4 2024$3.58B$3.07B
Q1 2025$3.63B$3.16B
Q2 2025$3.69B$3.22B
Q3 2025$3.84B$3.35B
Q4 2025$3.79B$3.33B
Q1 2026$3.92B$3.45B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$3.92B
+7.8%y/y
Percentile by value32nd percentileby value
Peer standing in ubpr:primary:3
FDICASSET
Deposits
$3.45B
+9.2%y/y
Percentile by value34th percentileby value
Peer standing in ubpr:primary:3
FDICDEP
Gross loans
$2.75B
+8.2%y/y
Percentile by value31st percentileby value
Peer standing in ubpr:primary:3
FDICLNLSGR
Net loans
$2.71B
+8.2%y/y
Percentile by value31st percentileby value
Peer standing in ubpr:primary:3
FDICLNLSNET
Securities
$782M
+5.3%y/y
Percentile by value51st percentileby value
Peer standing in ubpr:primary:3
FDICSC
Cash
$124M
−27.4%y/y
Percentile by value20th percentileby value
Peer standing in ubpr:primary:3
FDICCHBAL
Liabilities
$3.57B
+6.8%y/y
Percentile by value34th percentileby value
Peer standing in ubpr:primary:3
FDICLIAB
Equity
$342M
+19.3%y/y
Peer standing14th percentile
Peer standing in ubpr:primary:3
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$39.5M
+18.2%y/y
Peer standing31st percentile
Peer standing in ubpr:primary:3
FDICNIM + NONII
NII
$33.9M
+20.0%y/y
Peer standing35th percentile
Peer standing in ubpr:primary:3
FDICNIM
Noninterest income
$5.61M
+8.1%y/y
Peer standing31st percentile
Peer standing in ubpr:primary:3
FDICNONII
Provision
$2.01M
+19.4%y/y
Percentile by value68th percentileby value
Peer standing in ubpr:primary:3
FDICELNATR
Pretax income
$19.3M
+28.1%y/y
Peer standing47th percentile
Peer standing in ubpr:primary:3
FDICPTAXNETINC
Net income
$14.6M
+64.6%y/y
Peer standing43rd percentile
Peer standing in ubpr:primary:3
FDICNETINC