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BDI
RB

Rio Bank

Mcallen, TexasFDIC Cert #25886

STATEEstablished 198525 branches

Holding company: RIO FINANCIAL SERVICES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$745M$659M
Q3 2021$750M$662M
Q4 2021$745M$657M
Q1 2022$771M$692M
Q2 2022$867M$806M
Q3 2022$867M$807M
Q4 2022$820M$759M
Q1 2023$815M$746M
Q2 2023$803M$737M
Q3 2023$790M$726M
Q4 2023$803M$730M
Q1 2024$846M$725M
Q2 2024$884M$758M
Q3 2024$936M$748M
Q4 2024$945M$767M
Q1 2025$975M$762M
Q2 2025$1.41B$1.14B
Q3 2025$1.42B$1.19B
Q4 2025$1.39B$1.16B
Q1 2026$1.43B$1.19B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.43B
+46.3%y/y
Percentile by value43rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.19B
+56.0%y/y
Percentile by value40th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$796M
+54.8%y/y
Percentile by value19th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$786M
+54.8%y/y
Percentile by value19th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$368M
+13.1%y/y
Percentile by value73rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$122M
+195.5%y/y
Percentile by value61st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.28B
+43.1%y/y
Percentile by value43rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$150M
+80.0%y/y
Peer standing45th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$16.2M
+55.3%y/y
Peer standing52nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$13.4M
+63.5%y/y
Peer standing51st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$2.85M
+25.8%y/y
Peer standing65th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$0
−100.0%y/y
Percentile by value10th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$3.98M
+95.6%y/y
Peer standing24th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$3.14M
+96.0%y/y
Peer standing22nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC