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BDI
PB

Providence Bank

Rocky Mount, North CarolinaFDIC Cert #58239

STATEEstablished 200610 branches

Holding company: PB FINANCIAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$627M$498M
Q3 2021$674M$544M
Q4 2021$702M$575M
Q1 2022$744M$614M
Q2 2022$749M$613M
Q3 2022$781M$622M
Q4 2022$850M$677M
Q1 2023$879M$706M
Q2 2023$880M$698M
Q3 2023$930M$738M
Q4 2023$983M$811M
Q1 2024$1.02B$822M
Q2 2024$1.26B$1.06B
Q3 2024$1.28B$1.09B
Q4 2024$1.32B$1.12B
Q1 2025$1.35B$1.16B
Q2 2025$1.4B$1.19B
Q3 2025$1.39B$1.18B
Q4 2025$1.4B$1.19B
Q1 2026$1.46B$1.25B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.46B
+7.7%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.25B
+7.7%y/y
Percentile by value47th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.22B
+6.1%y/y
Percentile by value60th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.21B
+6.1%y/y
Percentile by value61st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$149M
+30.9%y/y
Percentile by value28th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$29.7M
−18.2%y/y
Percentile by value12th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.28B
+7.3%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$182M
+11.3%y/y
Peer standing61st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$14.4M
+13.4%y/y
Peer standing40th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$13.9M
+13.8%y/y
Peer standing55th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$494K
+4.9%y/y
Peer standing4th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$266K
+42.2%y/y
Percentile by value43rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$8.06M
+16.5%y/y
Peer standing73rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$6.3M
+15.6%y/y
Peer standing68th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC