$743M
+6.3%y/y
Percentile by value80th percentileby value
FDIC
ASSETPB
Primary Bank
Bedford, New HampshireFDIC Cert #59086
STATEEstablished 20154 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportPrimary Bank reported $743M in total assets. Deposits grew 5.31% over the prior year.
Return on assets was 1.31%, compared with an asset-peer median of 1.22%. The leverage ratio was 16.16%.
- Why is Total Assets above asset peers?
- Why is Efficiency Ratio below asset peers?
- Why is CRE Concentration to Capital above asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$621M
+5.3%y/y
Percentile by value79th percentileby value
FDIC
DEP$638M
+6.6%y/y
Percentile by value92nd percentileby value
FDIC
LNLSNET1.31%
−6 bpsy/y
Peer standing55th percentile
FDIC
NETINC + ROA47.75%
−3 bpsy/y
Peer standing86th percentile
FDIC
NONIX + NIM + NONII + EEFFR16.16%
+115 bpsy/y
Peer standing93rd percentile
FDIC
RBC1AAJPercentiles compare this bank with 1,446 banks from $300 million to $1 billion.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $635M | $577M |
| Q3 2021 | $687M | $624M |
| Q4 2021 | $671M | $604M |
| Q1 2022 | $702M | $632M |
| Q2 2022 | $670M | $598M |
| Q3 2022 | $687M | $611M |
| Q4 2022 | $654M | $565M |
| Q1 2023 | $694M | $607M |
| Q2 2023 | $695M | $608M |
| Q3 2023 | $698M | $607M |
| Q4 2023 | $693M | $601M |
| Q1 2024 | $697M | $595M |
| Q2 2024 | $707M | $602M |
| Q3 2024 | $717M | $615M |
| Q4 2024 | $709M | $604M |
| Q1 2025 | $699M | $590M |
| Q2 2025 | $725M | $613M |
| Q3 2025 | $734M | $619M |
| Q4 2025 | $723M | $605M |
| Q1 2026 | $743M | $621M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $162M |
| Investor CRE | $181M |
| Multifamily | $54.5M |
| Construction | $80M |
| 1–4 family | $39.8M |
| C&I | $126M |
| Agriculture | $1.54M |
| Other |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.31%55th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.42%Median 1.22%90th 2.15%Observations 1,446
ROE
FDIC
NETINC + ROE8.36%27th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 3.97%Median 12.06%90th 20.86%Observations 1,446
NIM
FDIC
NIM + NIMY4.02%60th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.98%Median 3.83%90th 4.76%Observations 1,449
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR47.75%86th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 44.95%Median 62.41%90th 83.12%Observations 1,446
Deposits YoY
FDIC
DEP+5.31%57th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.49%Median +4.15%90th +13.95%Observations 1,446
Loans YoY
FDIC
LNLSNET+6.56%55th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.18%Median +5.90%90th +17.62%Observations 1,442
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR1.31%21st percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.01%Median 0.42%90th 2.12%Observations 1,443
Leverage
FDIC
RBC1AAJ16.16%93rd percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.81%Median 10.64%90th 14.93%Observations 1,449
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.69%35th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.58%Median 2.44%90th 3.46%Observations 1,443
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC253%78th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 44%Median 170%90th 317%Observations 861
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.31%88th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.17%Median 0.56%90th 1.64%Observations 17
ROE
FDIC
NETINC + ROE8.36%75th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 1.53%Median 5.90%90th 13.19%Observations 17
NIM
FDIC
NIM + NIMY4.02%88th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.47%Median 3.32%90th 4.04%Observations 17
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR47.75%88th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 44.63%Median 77.04%90th 89.45%Observations 17
Deposits YoY
FDIC
DEP+5.31%56th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +0.78%Median +5.19%90th +17.32%Observations 17
Loans YoY
FDIC
LNLSNET+6.56%67th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +0.27%Median +4.03%90th +21.17%Observations 16
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR1.31%7th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.10%Median 0.35%90th 1.01%Observations 16
Leverage
FDIC
RBC1AAJ16.16%94th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.66%Median 10.00%90th 15.98%Observations 17
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.69%38th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.41%Median 2.57%90th 3.64%Observations 17
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC253%67th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 105%Median 178%90th 354%Observations 10
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.31%100th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.22%Median 0.50%90th 1.17%Observations 10
ROE
FDIC
NETINC + ROE8.36%78th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 1.81%Median 4.41%90th 10.74%Observations 10
NIM
FDIC
NIM + NIMY4.02%100th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.38%Median 3.15%90th 3.95%Observations 10
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR47.75%100th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 59.80%Median 79.88%90th 90.77%Observations 10
Deposits YoY
FDIC
DEP+5.31%56th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +0.95%Median +5.25%90th +10.01%Observations 10
Loans YoY
FDIC
LNLSNET+6.56%67th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −0.59%Median +5.22%90th +13.24%Observations 10
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR1.31%0th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.09%Median 0.30%90th 0.61%Observations 10
Leverage
FDIC
RBC1AAJ16.16%100th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.67%Median 10.88%90th 14.28%Observations 10
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.69%44th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.26%Median 2.68%90th 3.63%Observations 10
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC253%80th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 93%Median 163%90th 303%Observations 6
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 4 branches
- Headquarters
- Bedford, NH
FDIC
OFFDOMOpen the New Hampshire dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data