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BDI
PB

PlainsCapital Bank

University Park, TexasFDIC Cert #17491

STATEEstablished 195558 branches

Holding company: DIAMOND HTH STOCK CO GP LLCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.45%
+2.9%y/y
Peer standing35th percentile
Peer standing in ubpr:primary:2
FDICP3ASSET + LNLSGR
90+ %
0.45%
+57.3%y/y
Peer standing8th percentile
Peer standing in ubpr:primary:2
FDICP9ASSET + LNLSGR
Nonaccrual %
0.69%
−29.2%y/y
Peer standing42nd percentile
Peer standing in ubpr:primary:2
FDICNAASSET + LNLSGR
Noncurrent %
1.14%
−9.4%y/y
Peer standing18th percentile
Peer standing in ubpr:primary:2
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.88%
+0.1%y/y
Peer standing17th percentile
Peer standing in ubpr:primary:2
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$110M
−3.2%y/y
Peer standing55th percentile
Peer standing in ubpr:primary:2
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.20%
−0.2%y/y
Peer standing41st percentile
Peer standing in ubpr:primary:2
FDICNTLNLS + LNLSGR
NCO
$4.31M
+1.1%y/y
Peer standing58th percentile
Peer standing in ubpr:primary:2
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.00%
−20.7%y/y
Percentile by value26th percentileby value
Peer standing in ubpr:primary:2
FDICLNATRES + LNLSGR
30–89
$40.1M
+8.8%y/y
Peer standing63rd percentile
Peer standing in ubpr:primary:2
FDICP3ASSET
90+
$40.2M
+66.3%y/y
Peer standing12th percentile
Peer standing in ubpr:primary:2
FDICP9ASSET
Nonaccrual
$61M
−25.1%y/y
Peer standing67th percentile
Peer standing in ubpr:primary:2
FDICNAASSET