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Pinnacle Bank - Wyoming

Cody, WyomingFDIC Cert #2232

STATEEstablished 191815 branches

Holding company: PINNACLE BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$120M
Investor CRE$233M
Multifamily$26.8M
Construction$57.6M
1–4 family$194M
C&I$69.5M
Agriculture$223M
Other$8.71M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$933M
+10.9%y/y
Percentile by value37th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$921M
+11.0%y/y
Percentile by value37th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Loans YoY
+10.96%
+296.1%y/y
Percentile by value73rd percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
L/D
80.4%
+11.6%y/y
Percentile by value40th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET + DEP
Loans/assets
72.3%
+12.0%y/y
Percentile by value51st percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET + ASSET
RE loans %
87.04%
+2.5%y/y
Percentile by value60th percentileby value
Peer standing in ubpr:primary:4
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
219%
+28.0%y/y
Percentile by value46th percentileby value
Peer standing in ubpr:primary:4

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
40%
+72.0%y/y
Percentile by value38th percentileby value
Peer standing in ubpr:primary:4

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,660points
+0.5%y/y
Peer standing76th percentile
Peer standing in ubpr:primary:4
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
12.84%
−8.4%y/y
Percentile by value50th percentileby value
Peer standing in ubpr:primary:4
FDICLNRENROW + LNLSGR
Investor CRE %
24.98%
+11.7%y/y
Percentile by value70th percentileby value
Peer standing in ubpr:primary:4
FDICLNRENROT + LNLSGR
C&I %
7.46%
−10.2%y/y
Percentile by value28th percentileby value
Peer standing in ubpr:primary:4
FDICLNCI + LNLSGR