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BDI
PF

Piedmont Federal Savings Bank

Winston Salem, North CarolinaFDIC Cert #27619

OCCEstablished 190310 branches

Holding company: PIEDMONT FINANCIAL HOLDING CORegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$949M$712M
Q3 2021$967M$719M
Q4 2021$966M$718M
Q1 2022$1.01B$764M
Q2 2022$1.13B$771M
Q3 2022$1.14B$790M
Q4 2022$1.15B$794M
Q1 2023$1.16B$805M
Q2 2023$1.17B$813M
Q3 2023$1.17B$813M
Q4 2023$1.17B$824M
Q1 2024$1.31B$927M
Q2 2024$1.32B$942M
Q3 2024$1.29B$938M
Q4 2024$1.28B$936M
Q1 2025$1.28B$942M
Q2 2025$1.28B$945M
Q3 2025$1.29B$950M
Q4 2025$1.3B$955M
Q1 2026$1.31B$957M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.31B
+2.4%y/y
Percentile by value24th percentileby value
Peer standing in ubpr:primary:101
FDICASSET
Deposits
$957M
+1.6%y/y
Percentile by value18th percentileby value
Peer standing in ubpr:primary:101
FDICDEP
Gross loans
$892M
+8.0%y/y
Percentile by value19th percentileby value
Peer standing in ubpr:primary:101
FDICLNLSGR
Net loans
$885M
+8.0%y/y
Percentile by value20th percentileby value
Peer standing in ubpr:primary:101
FDICLNLSNET
Securities
$253M
−6.7%y/y
Percentile by value49th percentileby value
Peer standing in ubpr:primary:101
FDICSC
Cash
$58.5M
−27.2%y/y
Percentile by value37th percentileby value
Peer standing in ubpr:primary:101
FDICCHBAL
Liabilities
$1.07B
+2.3%y/y
Percentile by value20th percentileby value
Peer standing in ubpr:primary:101
FDICLIAB
Equity
$239M
+2.9%y/y
Peer standing50th percentile
Peer standing in ubpr:primary:101
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$7.9M
+17.7%y/y
Peer standing7th percentile
Peer standing in ubpr:primary:101
FDICNIM + NONII
NII
$6.99M
+18.6%y/y
Peer standing8th percentile
Peer standing in ubpr:primary:101
FDICNIM
Noninterest income
$907K
+10.9%y/y
Peer standing20th percentile
Peer standing in ubpr:primary:101
FDICNONII
Provision
$150K
+150.0%y/y
Percentile by value40th percentileby value
Peer standing in ubpr:primary:101
FDICELNATR
Pretax income
$515K
+24.7%y/y
Peer standing9th percentile
Peer standing in ubpr:primary:101
FDICPTAXNETINC
Net income
$525K
+34.6%y/y
Peer standing11th percentile
Peer standing in ubpr:primary:101
FDICNETINC