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Phenix-Girard Bank

Phenix City, AlabamaFDIC Cert #41

STATEEstablished 19044 branches

Holding company: PHENIX-GIRARD BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$268M$225M
Q3 2021$276M$233M
Q4 2021$285M$242M
Q1 2022$285M$258M
Q2 2022$268M$258M
Q3 2022$264M$263M
Q4 2022$265M$267M
Q1 2023$267M$261M
Q2 2023$260M$254M
Q3 2023$257M$259M
Q4 2023$282M$275M
Q1 2024$283M$277M
Q2 2024$283M$274M
Q3 2024$296M$280M
Q4 2024$310M$303M
Q1 2025$321M$310M
Q2 2025$323M$311M
Q3 2025$327M$309M
Q4 2025$345M$328M
Q1 2026$344M$327M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$344M
+7.0%y/y
Percentile by value13th percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$327M
+5.6%y/y
Percentile by value25th percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$79.8M
−1.7%y/y
Percentile by value1st percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$78.7M
−1.6%y/y
Percentile by value1st percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$220M
+11.2%y/y
Percentile by value92nd percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$33.3M
+3.0%y/y
Percentile by value50th percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$337M
+6.0%y/y
Percentile by value23rd percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$6.77M
+104.0%y/y
Peer standing0th percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$2.76M
+10.7%y/y
Peer standing4th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$2.35M
+14.4%y/y
Peer standing3rd percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$411K
−6.6%y/y
Peer standing36th percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$12K
0.0%y/y
Percentile by value32nd percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$806K
+2.7%y/y
Peer standing15th percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$690K
−3.6%y/y
Peer standing16th percentile
Peer standing in asset:300m_1b
FDICNETINC